Housing in the UK (1 Viewer)

[NorthernWisdom]

I have a lodger as I can't afford to live on my own.

How big's your house out of interest?

Have thought about a lodger, but as a two bed, I reckon I'd want to kill them if they were in my space all the time!

 

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[oakey]

I still have the letter from the building society announcing the mortgage interest rate of 15%, from 1990, I think.
A scary thought.

 

[chiefdave]

If this trend continues I can't see how my kids will ever be able to afford their own place.

From the Independent about 5 months ago:

David Cameron is set to announce that the government is on a "national crusade" to get more homes built during his speech at the Conservative conference in Manchester on Wednesday.

But housing charity Shelter has crunched the numbers, and the prime minister's planned 'starter homes' are not as affordable as they sound.

At up to £450,000 a pop, only people earning more than £50,000 a year will be able to afford to buy one of the 200,000 proposed new first homes, and your salary has to be more than £77,000 in London.

On the new minimum wage of £9 an hour in 2020, only homes in two per cent of England's councils would be within budget, Shelter says:

The charity calculated that the new scheme will be unaffordable for average income households in six out of ten English council areas, which means generation rent will be renting for quite a while longer.

Campbell Robb, chief executive of Shelter, told The Independent that the new scheme would only benefit those already able to buy a home: You don't solve an affordability crisis by getting rid of the few affordable homes we're building, yet that's exactly what this policy will do. There's nothing wrong with helping people onto the property ladder, but the government has to invest in genuinely affordable homes to buy and rent for all of those on ordinary incomes who are bearing the brunt of this crisis.

 

[skybluetony176]

Take the land banks off the builders & build smaller houses. Don't think Dave or Boris will do that & Jeremy will probably pay over the odds. Basically were doomed.

Not that simple to build on land banks. Most are on green belt waiting to be encroached on by nearby towns and cities to get planning on. They're usually part of a house builders long term investment, not ready to build on.

 

[Marty]

How big's your house out of interest?

Have thought about a lodger, but as a two bed, I reckon I'd want to kill them if they were in my space all the time!

its a large 2 bed. Its about 100s/m. I work shifts as well. So tend to avoid each other most of the time. When my shift lines up with his 9-5. Again we both have our seperate things on so its rare we're together long enough to get on each other's nerves.

we're both pritty easy going and hes a mate so that makes it easier as well.