clint van damme
Well-Known Member
now 50 and still don't know, think that's part of the problem!!
If You Could Do Something Else ? (7 Viewers)
- Thread starter bringbackrattles
- Start date
now 50 and still don't know, think that's part of the problem!!
Otis
Well-Known Member
Which is what I said in my previous post.
I would be the creative writer and straight man and you could be the clown.
clint van damme
Well-Known Member
Which is what I said in my previous post.
I would be the creative writer and straight man and you could be the clown.
don't think it would work, a double act requires at least one of you to be funny :emoji_laughing:
Otis
Well-Known Member
That's why I am passing the mantle.
I've always loved the fact that weather is so hard to predict and it's an area I would have loved to get into. I think it stems from being caught up in a tornado in Wales of all places when I was younger but I would love to chase them over the states with the added benefit of maybe saving a few lives and making a difference.
bringbackrattles
Well-Known Member
My sister says she loves her job. She's a nurse caring for dementia patients. She deserves a medal as some of the things she tells me are sad and heartbreaking. But she loves it all so fair play to her.
Ranjit Bhurpa
Well-Known Member
Just watch your tyres on those farm tracks Wingy :angelic:
Earlsdon_Skyblue1
Well-Known Member
I'm amazed. I was expecting to open this thread and see 20 comments saying 'Brexit negotiator'!
hill83
Well-Known Member
Cheers pal. Everyday is a school day.
And just to be clear, I'm glad you pointed it out as I genuinely didn't know.
Liquid Gold
Well-Known Member
Drug dealer
Nick
Administrator
Get the Audi S3 on order!
Marty
Well-Known Member
I wanted to do architecture from school. Love the design and details of buildings. Didn't get the grades, best thing that's happened to me, did a mechanical engineering apprenticeship instead, this was during New Labours drive to get everyone to uni. I was told I was stupid and going to be stuck in a dead end job if I did it. Since my skills are now quite scares and required all over the world, I can literally walk out of a job and be working the next somewhere else, Amazing position to be in.
Most of those who said I was stupid still live at their parents stuck in dead end jobs, earning less then half of what I do. :happy:
Most of those who said I was stupid still live at their parents stuck in dead end jobs, earning less then half of what I do. :happy:
That's what I'd have put If not for the farming option.
Did you say your background was as an Electrician?
You could still get there with further study, I had a crack at it back in the 80's but personal circumstances messed my head up.
Marty
Well-Known Member
I'll be honest, I'm happy with my life situation and have no desire to change that currently, maybe in years to come but not yet.
Ranjit Bhurpa
Well-Known Member
During the Careers sessions towards the end of school years, I seriously thought about becoming a chef. At the time, Henley College did a 4 year Hotel and Management course which covered all the basics in the kitchen and office side, plus 2 x 6 month attachments at hotels in the UK and Europe. It appealed to me very much and was probably 80/20 in favour of doing it, but was talked out of it by family and friends who could only see the negative side......you're working whilst everyone else is enjoying themselves, slaving away in a hot kitchen, being at the beck and call of everyone, low pay, etc. So I took the 'safer' option of a Business Studies course at Cov Tech.
Back then (mid to late seventies), the only profile chefs I can recall were the Galloping Gourmet and Fanny Craddock, certainly very different from today. There's no guarantee that fame and fortune would have followed, but many's the time I think 'what if?'.
Back then (mid to late seventies), the only profile chefs I can recall were the Galloping Gourmet and Fanny Craddock, certainly very different from today. There's no guarantee that fame and fortune would have followed, but many's the time I think 'what if?'.
Ranjit Bhurpa
Well-Known Member
For sure Nick, but the whole industry/culture has changed so much in a short space of time. People now demand much more than just being fed, it's a whole new art form.
Talking of pressure, my youngest recently asked me to bake him a Victoria Sponge cake. Didn't think too much about it but when it came out of the oven, the middle had sunk that much I had to call it a Victoria Sponge Doughnut. He was not at all impressed and refused to eat it.
Ranjit Bhurpa
Well-Known Member
"And may all your doughnuts turn out like Fanny's".
Johnnie Craddock
Johnnie Craddock
Yeah apologies Marty I responded after the first sentence without fully reading your post.
You're in a handy position.
scubasteve
Well-Known Member
I have a couple of rental houses. I got left some money which got me started, you don't make much money to start with but i think of it as a long term investment. If you want any advice PM me.
mrtrench
Well-Known Member
PM me of you want some advice. I have some rental houses but I waited for years for the right moment and I wouldn't do it now... I think the moment has gone,
The Reverend Skyblue
Well-Known Member
I would love to have trained in carpentry leading to becoming a master cabinetmaker with my own workshop. Just me on my own but having someone to help with logistics / installation.
I love working with wood , I just wished I would have trained up knowing how to do every joint to perfection.
Instead I left school and went straight onto a British Gas appprenticeship and years on the tools. Had no passion for it though.
I love working with wood , I just wished I would have trained up knowing how to do every joint to perfection.
Instead I left school and went straight onto a British Gas appprenticeship and years on the tools. Had no passion for it though.
Otis
Well-Known Member
Terry Gibson's perm
Well-Known Member
Policeman and if I had gone through with it would be nearly retired now rather than unloading boxes overnight for ups
mrtrench
Well-Known Member
I learnt to play the guitar and had my own band at 11.
I am not a rock god.
Were you in Solid Action? They were really young when they first started gigging.
Otis
Well-Known Member
Close but no cigar. In fact, very close.
We were called Solid Grease (I know, goddamn awful name).
clint van damme
Well-Known Member
is that because of the new tax laws that come into full effect in 2020?
I have a friend with quite a large portfolio who's selling a fair few properties,going to have a smaller portfolio but with more equity in each property.
mrtrench
Well-Known Member
The tax changes have been numerous and make it difficult to make a profit from buy to let now. For starters there is a stamp duty surcharge if you buy a house to let. Secondly, landlords are no longer permitted to net off all interest charges on mortgages (so effectively they pay tax on the money borrowed to buy the house - and as you say by 2020 they can claim none of the interest) and the wear and tear allowance has been removed (which is not a big issue as landlords can still claim tax relief when they buy to replace an item). I've done a similar thing to your friend - if you don't have a lot of equity I don't think you can make a profit any more.
There's also local councils bearing down on landlords. From this year I must pay an additional £5 per week for each house for them to empty the bins (in addition to rates).
It's not just that though. I bought when house prices were low and the income against the cost was reasonable. I wouldn't buy with house prices as they are today. Many people assume that house prices will just keep rising and they can make money at the end when they sell - that's a terrible assumption in my opinion.
And finally there is an ongoing risk with legislation. There are so many hoops to jump through now and if you make a mistake (even if you were not aware) then it can be very expensive. I've had one house this year where the tenants have trashed it. We found a plastic air pistol and they have shot it into all the kitchen doors, broken windows, into beds and walls/doors of bedrooms and even into the fridge. They have forced entry into four rooms and the doors have been broken (it's a student house, so all bedrooms have a lock). It has cost me more than £3k to put right the damage (so effectively it's taken all the profit from this house this year) . They are going to dispute the deposit retention claim (it's free to dispute so they have nothing to lose) and the odds are heavily in their favour: at the Deposit Protection Scheme only 19% of cases find for the landlord. I've spent 2 whole days so far writing a document to prove that the house was in good condition when they moved in and poor when they left (getting photographs, scans of receipts etc.) I reckon I need another day to complete it and even then there is no guarantee I'll even get anything from the deposits. New landlords should not believe it's easy and doesn't take time; if you are doing everything properly it will take lots of time and sometimes lots of stress.
No comments from me on whether all the changes are a good or bad thing. I can see why they have been introduced and there are some terrible landlords. However it hits the good landlords too. Landlords that are squeezed will either sell up or not maintain properties. There is no way I'm not going to maintain my properties - just from a moral standpoint if nothing else - but many would just let this trashed house in the condition that the last tenants left it, simply because they can no longer afford to do anything else. If they go one step further and introduce rent caps (as has been suggested by one political party) then it will cause more landlords to sell up and the ones that remain will become slums. I will sell.
So, all in all, not a great time to start letting houses in my opinion.
clint van damme
Well-Known Member
I became a landlord by accident and have just one but I wouldn't bother with another due to the reasons you've listed.
olderskyblue
Well-Known Member
Years ago, I met a guy in Tenerife. He had sold up in the UK, bought a nice place out there and set up a jet ski business. He had a nice shaded hut on the beach, spent his day renting the jet skis out for 30 mins or an hour.
Gave lessons too. Seems the only people wanting to learn were young women, so spent lots of time sat behind bikini clad girls with his arms round them.
Seemed like a decent life to me.
Gave lessons too. Seems the only people wanting to learn were young women, so spent lots of time sat behind bikini clad girls with his arms round them.
Seemed like a decent life to me.
Thixotropic!
Solidified liquid,yet returns to liquid if stirred vigorously.
Not so mental really.