Cashless Society (2 Viewers)

Nick · Aug 25, 2023

I keep seeing posts getting more recent about paying small businesses with cash so they don't have to pay card charges etc.

It was a few years ago when I had a business account but paying cash in, they took a % also and it also meant I had to go to the bank, park, stand in the queue etc.

Card charges are pretty minimal nowadays compared to what they used to be.

It's just hassle to go to the cash point and get cash nowadays when you can just tap a phone and it's paid.

ajsccfc · Aug 25, 2023

I'm sure there are plenty of reasons against it but personally I'm all for it, I don't miss being handed change that has who knows what on it.

tom88 · Aug 25, 2023

I never carry cash.

Its dirty, heavy and a hassell.

ccfctommy · Aug 25, 2023

Cash is king. It should be illegal for card only transactions.

shmmeee · Aug 25, 2023

Cash is for dodgy fuckers and old people at this point let’s be honest. We’ve had this convo before. The only time I touch cash is birthday presents for kids or buying drugs.

I get some people find it easier to budget with cash, but it seems like a silly reason to keep an entire physical infrastructure.

Would like to see banking opened up a bit though and peer to peer payments. And some kind of decentralised currency because I do think there’s value in money a particular government or institution can’t control. But cash ain’t that really either.

hill83 · Aug 25, 2023

Can’t whack a line up your conk with a bank card

Grendel · Aug 25, 2023

Don’t fish and chip shops generally take cash only?

Macca1987 · Aug 25, 2023

Our local chippy proudly stated they would be starting taking card payments, a week in notice to be cash only as their card reader wasn't working

Grendel · Aug 25, 2023

shmmeee said:
Cash is for dodgy fuckers and old people at this point let’s be honest. We’ve had this convo before. The only time I touch cash is birthday presents for kids or buying drugs.

I get some people find it easier to budget with cash, but it seems like a silly reason to keep an entire physical infrastructure.

Would like to see banking opened up a bit though and peer to peer payments. And some kind of decentralised currency because I do think there’s value in money a particular government or institution can’t control. But cash ain’t that really either.

I know you will say it’s because they are dodgy but farriers generally take cash

Macca1987 · Aug 25, 2023

Craftsman pub cash only, caught a lot of people out over time going in before/after the footy, lucky they've opened a co-op next door with a cash machine

ccfctommy · Aug 25, 2023

Grendel said:
Don’t fish and chip shops generally take cash only?

Mine you can pay by card.

My barbers is cash only.

At my local pub there is a card machine but if you want to use it it's a pound charge!

shmmeee · Aug 25, 2023

Grendel said:
I know you will say it’s because they are dodgy but farriers generally take cash

It’ll be to avoid tax won’t it? Like most single traders.

I’m not making a moral judgement here, but it’s like people against those proposed GPS speed limiters in cars. It might feel crappy but when you get down to it the only real response is “but I want to break the law” and that’s a hard case to make.

Nick · Aug 25, 2023

Grendel said:
Don’t fish and chip shops generally take cash only?

Most of them take card now.

Even freshen up men in toilets take card there's no escape of "no cash mate".

shmmeee · Aug 25, 2023

Nick said:
Most of them take card now.

Even freshen up men in toilets take card there's no escape of "no cash mate".

Once the beggars get card machines were fucked. I’m in a lovely state right now of not feeling guilty cos I genuinely never have change.

Even my 8 year old takes her pocket money digitally these days.

shmmeee · Aug 25, 2023

hill83 said:
Can’t whack a line up your conk with a bank card

Cant cut a fresh bag with a fiver either. Let a thousand flowers bloom!

shmmeee · Aug 25, 2023

First plastic straws. Now bank notes. Maybe this is a clandestine anti-cocaine strategy

hill83 · Aug 25, 2023

I’m at the point now where I get annoyed if someone who owes me money gives me cash. I’ve got cash in my wallet now that’s been there for months.

hill83 · Aug 25, 2023

My grandad gave my son a cheque for his birthday. Absolute ballache

Grendel · Aug 25, 2023

shmmeee said:
It’ll be to avoid tax won’t it? Like most single traders.

I’m not making a moral judgement here, but it’s like people against those proposed GPS speed limiters in cars. It might feel crappy but when you get down to it the only real response is “but I want to break the law” and that’s a hard case to make.

there are actually some practical issues - card readers won’t work on many sites and although they accept bank transfers a lot of people don’t pay and so they insist on payment on the day of the job - of course there will be a tax element

Nick · Aug 25, 2023

shmmeee said:
Once the beggars get card machines were fucked. I’m in a lovely state right now of not feeling guilty cos I genuinely never have change.

Even my 8 year old takes her pocket money digitally these days.

I'm pretty sure some probably do have card machines.

Grendel · Aug 25, 2023

Nick said:
I'm pretty sure some probably do have card machines.

Buskers do in London

shmmeee · Aug 25, 2023

Grendel said:
there are actually some practical issues - card readers won’t work on many sites and although they accept bank transfers a lot of people don’t pay and so they insist on payment on the day of the job - of course there will be a tax element

I think with faster payments and satellite/other internet options these will become less of an issue.

My main problem with it is reliance on the VISA network or similar. Seems like a racket to me. I should be able to bring up my Apple Pay, tap your phone, and send money direct to your account with no fees. There’s no need for any physical infrastructure other than regulatory as far as I can see.

Open up the network and get proper competition on the application layer to put it in Computing terms.

Brighton Sky Blue · Aug 25, 2023

The only people who insist on being paid cash from what I can see are taxi drivers.

vow · Aug 25, 2023

Brighton Sky Blue said:
The only people who insist on being paid cash from what I can see are taxi drivers.

Most Black cabs in Cov at least, have card machines now.

Nick · Aug 25, 2023

shmmeee said:
I think with faster payments and satellite/other internet options these will become less of an issue.

My main problem with it is reliance on the VISA network or similar. Seems like a racket to me. I should be able to bring up my Apple Pay, tap your phone, and send money direct to your account with no fees. There’s no need for any physical infrastructure other than regulatory as far as I can see.

Open up the network and get proper competition on the application layer to put it in Computing terms.

It depends who you bank with. Get something like monzo and it's a breeze.

If you go for meals you can just split the bill and it sends them a payment request and they press accept and done.

Nick · Aug 25, 2023

Brighton Sky Blue said:
The only people who insist on being paid cash from what I can see are taxi drivers.

I still have to pay cash for gas and electric top ups. It's a right pain in the arse.

clint van damme · Aug 25, 2023

Always got cash on me, proper old skool!

clint van damme · Aug 25, 2023

Nick said:
I still have to pay cash for gas and electric top ups. It's a right pain in the arse.

I just hook up to my next door neighbours

Ccfcisparks · Aug 25, 2023

Brighton Sky Blue said:
The only people who insist on being paid cash from what I can see are taxi drivers.

Window cleaners. Mine does anyway.

LastGarrison · Aug 25, 2023

Macca1987 said:
Craftsman pub cash only, caught a lot of people out over time going in before/after the footy, lucky they've opened a co-op next door with a cash machine

Same as the Hastings and also Antalya the Turkish restaurant.

Too be honest I don’t even use my card much nowadays and just use Apple Pay on my phone.

SkyBlueSoul · Aug 25, 2023

hill83 said:
Can’t whack a line up your conk with a bank card

Amateur

ajsccfc · Aug 25, 2023

When smoking was banned you really notice it more when someone nearby is smoking or smells of it, same thing now with coins. Absolutely stink, glad I no longer carry round a wallet filled with tramp DNA and germs (bar my own)

Deleted member 5849 · Aug 25, 2023

Was safer when it was cash only in pubs. Take twenty quid out, that was your lot no matter how generous you felt after drinking twenty quid s worth.

Mind you nowadays that'd get you three pints

hill83 · Aug 25, 2023

Deleted member 5849 said:
Was safer when it was cash only in pubs. Take twenty quid out, that was your lot no matter how generous you felt after drinking twenty quid s worth.

Mind you nowadays that'd get you three pints

That’s 2 and a half pints these days and you are walking home

Flying Fokker · Aug 25, 2023

shmmeee said:
Cash is for dodgy fuckers and old people at this point let’s be honest. We’ve had this convo before. The only time I touch cash is birthday presents for kids or buying drugs.

I get some people find it easier to budget with cash, but it seems like a silly reason to keep an entire physical infrastructure.

Would like to see banking opened up a bit though and peer to peer payments. And some kind of decentralised currency because I do think there’s value in money a particular government or institution can’t control. But cash ain’t that really either.

Money laundering through cash only cafe’s and barbers is highly likely. New shops in places like Rugby Town Centre and even a couple of miles away are cash only.

You touched a nerve!

As are chip shops run by people who have no intention of providing good customer service/ quality. In Coundon there is one Chippy that is cash only. The workers use earbuds and ignore the customers.
Since when has there been such a demand for these shops?

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