I wouldn't necessarily say it's a rich man's game, I'm not rich and we had no luxuries at all growing up, have you thought about a second job? even just stacking shelves in tesco's or in a warehouse picking orders. I did 4 jobs for about 10-12 weeks over Christmas period. I think you may have kids? so obviously working that much probably isn't an option, but there's plenty of jobs where it's just like a weekend mornings.
I was the same. On a very low salary so I worked in the evenings to fund our first house. This house was a mess when we moved here 25 years ago too. As we'd no money we saved and did bits as we could afford it. It took us until 2011 before we'd got it as we wanted.
Another thing we did to fund was let rooms. Our first house was tiny (2 up 2 down) but we took foreign students over summer and our daughter slept with us. Our next house had two spare bedrooms so we let to students at the Uni.
Can't like this post enough, I also let out a bedroom and my dining room as another bedroom. Did it for 3-4 years too foreign students studying at Warwick Uni. Made a killing on it really and dumped it all on the mortgage (which in hindsight I probably should have invested it instead).
I always prioritised mortgage and pension too. I'd have been devastated to lose it on a bad investment after all that work.
I always prioritised mortgage and pension too. I'd have been devastated to lose it on a bad investment after all that work.
Same. My first flat I purchased on a 16% mortgage that was eating 70% of my salary. I worked overtime sometimes to 11 and night from an 8 30 start and did a weekend job. The notion people of my age have just benighted from their age is laughable. I’ve also also ploughed everything into pensions and AVC and now am reaping the benefits
Firstly you were allowed to buy a housethat ate 70% of your salary. Today you wouldn’t even get close to meeting the affordability requirements.
Secondly you got regular overtime, probably paid at a higher rate. This increasingly rare these days.
Thirdly you were able to survive on 30% of your wage outside of living costs, that’s most people starting outs food and travel allowance alone.
Fourthly the wage to house price ratio was significantly smaller and you’ve owned through the largest bubble in history, massively inflating your wealth with no work from you.
Absolutely delusional.
Regular overtime is still a thing. Can’t remember the last time I had a week where I only worked my 8am-6pm hours.Secondly you got regular overtime, probably paid at a higher rate. This increasingly rare these days.
Regular overtime is still a thing. Can’t remember the last time I had a week where I only worked my 8am-6pm hours.
Don't get paid for it though, as I’m salaried I’m just expected to out the extra hours in to get the work done while cuts are made to the workforce.
Same. My first flat I purchased on a 16% mortgage that was eating 70% of my salary. I worked overtime sometimes to 11 and night from an 8 30 start and did a weekend job. The notion people of my age have just benighted from their age is laughable. I’ve also also ploughed everything into pensions and AVC and now am reaping the benefits
Firstly you were allowed to buy a housethat ate 70% of your salary. Today you wouldn’t even get close to meeting the affordability requirements.
Secondly you got regular overtime, probably paid at a higher rate. This increasingly rare these days.
Thirdly you were able to survive on 30% of your wage outside of living costs, that’s most people starting outs food and travel allowance alone.
Fourthly the wage to house price ratio was significantly smaller and you’ve owned through the largest bubble in history, massively inflating your wealth with no work from you.
Absolutely delusional.
Firstly you were allowed to buy a housethat ate 70% of your salary. Today you wouldn’t even get close to meeting the affordability requirements.
Secondly you got regular overtime, probably paid at a higher rate. This increasingly rare these days.
Thirdly you were able to survive on 30% of your wage outside of living costs, that’s most people starting outs food and travel allowance alone.
Fourthly the wage to house price ratio was significantly smaller and you’ve owned through the largest bubble in history, massively inflating your wealth with no work from you.
Absolutely delusional.
How many day's work is it?Sorry to send this slightly off track....
I have a question about tiling.
I have a 10m sq space that I'd like tiling in thr kitchen. Splashback type job.
I have the tiles
Been quoted £300 to do this including supply of grout/adhesive and trim....
Any good?
Any suggestions would be appreciated.
Cheers guys and gals.
Unless there is something related to when the house was part of a construction site that hasn't been addressed, you can get weird glitches like this with databasesLol typical - the solicitor should be able to find on a search - it’s their job. How very odd - the only time I’d ever think it would have applied would be on a property requiring improvement which the occupier refused to do.
Said three quarters of a day roughly.How many day's work is it?
Is Al Murad the place nearly opposite where Aldi was? Used to be a petrol station I think?Bathrooms etc I always find Cov Plumbing on Swan Lane decent enough. Don’t bother with your cheap B and Q crap unless you are planning on selling etc.
Tiles I always find Al Murad on the Henley Rd good. When he gives you a price just laugh and they always come down in the end.
Only that we got a quote for a kitchen that was ludicrously expensive in comparison to other fitters like Wickes.Not for this renovation, but it makes sense to use this thread....
Does anyone have any experience with Wren kitchens?
Not used wren but we got our kitchen from howdens. They were a nightmare to deal with they sent the wrong items on several occasions . After sale service was crap we were passed from pillar to post . The washing machine they sent us broke down after 3 months it took 2 months to get a new one . Won’t use them againNot for this renovation, but it makes sense to use this thread....
Does anyone have any experience with Wren kitchens?
I had nothing but issues with them either. Insisted on doing a survey, wouldn’t let me order what I wanted. We just wanted the layout exactly the same as before so all they had to do was count the existing cupboards and log the sizes, they fucked that up, fucked up measuring the worktop so that was short, sent too many corner post and not enough cornice. Ended up costing us more than it would have had we used somewhere else.Not used wren but we got our kitchen from howdens. They were a nightmare to deal with they sent the wrong items on several occasions . After sale service was crap we were passed from pillar to post . The washing machine they sent us broke down after 3 months it took 2 months to get a new one . Won’t use them again
My kitchen was howdens and it was fine. Went through the kitchen fitter.
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