Not using Cash since lockdown (1 Viewer)

Sky Blue Harry H · May 19, 2020

Don't know if anybody has found it the same - and apologies for anybody struggling financially - but I have become increasingly aware that I am not using cash since the lockdown started, and have tried to examine why. In my case it has mainly been down to days at the footie. parking tickets in town/City centres and odds and sods for my son on school days. The other bit is days out as a family visiting places and spending on small scale items in shops. All of the above, coupled with the closure of e.g. shops, pubs and bookies mean that a lot of cash has just ceased to flow.

Grendel · May 19, 2020

Same have t withdraw any for a couple of months.

I will use some at some point as a cashless society is what banks want and it’s not a good idea

Otis · May 19, 2020

Trying not to, but using cash more than ever.

My dad is 90 and I now have to do his shopping and laundry and pay his bills and do his lottery.

He will Only use cash.

clint van damme · May 19, 2020

went to a couple of places last week that were card only including the local fruit and veg shop where I had to use a card for a bill of just over a fiver!
Went to a garden centre which was card only as well.

fernandopartridge · May 19, 2020

I've not used any for a couple of months, being cautious I thought it better not to in the current climate. Many places including local green grocer are card only in any case.
Like you H, I most commonly used cash if going out on the piss, otherwise not much anyway.

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jimmyhillsfanclub · May 19, 2020

Same as really. Normally use cash in the boozer & local shops & offy etc.

Also, as Grendel correctly states, the banks, governments & big corporations all want a cashless society, so we should all be mindful of that & try & resurrect our cash use asap.

clint van damme · May 19, 2020

jimmyhillsfanclub said:
Same as really. Normally use cash in the boozer & local shops & offy etc.

Also, as Grendel correctly states, the banks, governments & big corporations all want a cashless society, so we should all be mindful of that & try & resurrect our cash use asap.

I had to deposit just short of 900 quid in my account last week.
They grilled me as if it was 9 grand. Really pissed me off. I thought about it after and I'm going to tell them to piss off if they try it again. Piss take.
Especially as I rarely deposit cash.

shmmeee · May 19, 2020

jimmyhillsfanclub said:
Same as really. Normally use cash in the boozer & local shops & offy etc.

Also, as Grendel correctly states, the banks, governments & big corporations all want a cashless society, so we should all be mindful of that & try & resurrect our cash use asap.

Cash is so wasteful and outdated, I’d rather see a decentralised payments system, maybe government hosted, ideally open source, so we can go cashless without a reliance on VISA and the like.

Let’s be honest, cash is only really used to avoid tax and other illegal stuff. I much prefer having a record of what I’ve spent and being able to lock access to my money in an instant than carrying bits of paper and metal around TBH. Though I’m quite future forward, don’t like physical media either or paper documentation.

shmmeee · May 19, 2020

clint van damme said:
I had to deposit just short of 900 quid in my account last week.
They grilled me as if it was 9 grand. Really pissed me off. I thought about it after and I'm going to tell them to piss off if they try it again. Piss take.
Especially as I rarely deposit cash.

When I had need to know these things you could deposit up to £5k no questions asked, that was a few years ago and I dropped £4900 in a few times with no issues. I wonder if they’ve tightened up.

jimmyhillsfanclub · May 19, 2020

shmmeee said:
Cash is so wasteful and outdated, I’d rather see a decentralised payments system, maybe government hosted, ideally open source, so we can go cashless without a reliance on VISA and the like.

Let’s be honest, cash is only really used to avoid tax and other illegal stuff. I much prefer having a record of what I’ve spent and being able to lock access to my money in an instant than carrying bits of paper and metal around TBH. Though I’m quite future forward, don’t like physical media either or paper documentation.

Some valid points, but not sure on your sweeping generalisation that cash is only used for dodgy deals.
The poorest, elderly & most vulnerable often rely on & understand cash...it helps them budget & is currently free to use (once you've got it in your hand)

clint van damme · May 19, 2020

shmmeee said:
When I had need to know these things you could deposit up to £5k no questions asked, that was a few years ago and I dropped £4900 in a few times with no issues. I wonder if they’ve tightened up.

Cov building society have always been a bit stricter than the banks. But I've never been questioned on an amount in the 100s before. Got questioned on just under 4 grand before which was money I'd collected for a group holiday but I didn't mind but 900 hundred is getting a bit silly. Or maybe I just look dodgy!

shmmeee · May 19, 2020

jimmyhillsfanclub said:
Some valid points, but not sure on your sweeping generalisation that cash is only used for dodgy deals.
The poorest, elderly & most vulnerable often rely on & understand cash...it helps them budget & is currently free to use (once you've got it in your hand)

Yeah I get that point TBF. And any cashless system would have to be equally free to use. The technologist in me says you should be able to make budgeting and understanding cash easier digitally too, but then I think about my Mum who still buys A-Zs because “Google Maps is confusing”.

I’m just impatient for the future. There comes a point where you’ve got to ask if keeping a whole physical system with all the infrastructure associated is worth it for an ever decreasing section of society.

clint van damme · May 19, 2020

jimmyhillsfanclub said:
Some valid points, but not sure on your sweeping generalisation that cash is only used for dodgy deals.
The poorest, elderly & most vulnerable often rely on & understand cash...it helps them budget & is currently free to use (once you've got it in your hand)

definitely. I can think of several reasons to use cash and add to that there are numerous establishments that I wouldn't dream of using a credit card in.

bringbackrattles · May 19, 2020

I'm still using cash. So used to it and in my work I get paid straight away no messing about. But I can adapt to change pardon the pun, and if we have to use cards etc so be it.

Houchens Head · May 19, 2020

I've had the same tenner, fiver and 4 pound coins on my desk at home for about 8 weeks now. No-one wants cash. Oh, except for our local butcher. He wants cash for anything less than £5. He won't serve you if you don't pay with cash! Miserable git! And don't forget, this is the bloke who handles all the meat every day, all day. No gloves, nothing! I won't use him any more.

Nick · May 19, 2020

I try not to use it anyway and I think the last time I went to a cashpoint it was before football as the pubs by St Andrews don't take card.

It's a pain in the arse really.

bringbackrattles · May 19, 2020

Houchens Head said:
I've had the same tenner, fiver and 4 pound coins on my desk at home for about 8 weeks now. No-one wants cash. Oh, except for our local butcher. He wants cash for anything less than £5. He won't serve you if you don't pay with cash! Miserable git! And don't forget, this is the bloke who handles all the meat every day, all day. No gloves, nothing! I won't use him any more.

The butcher in Bell Green is a great bloke. I've known him for years but only go in there occasionally to have a chat. But what I've noticed about him is that he's never ill. You can guarantee his shop will be open come what may, and he will be there behind his counter. As I'm back in Bell Green I popped in yesterday and he said he's been open throughout the lockdown. So if anybody wants a healthy job be a butcher !

wingy · May 19, 2020

shmmeee said:
Yeah I get that point TBF. And any cashless system would have to be equally free to use. The technologist in me says you should be able to make budgeting and understanding cash easier digitally too, but then I think about my Mum who still buys A-Zs because “Google Maps is confusing”.

I’m just impatient for the future. There comes a point where you’ve got to ask if keeping a whole physical system with all the infrastructure associated is worth it for an ever decreasing section of society.

One day you will be part of that left behind demographic .
I'm a fan of the physical in that it can't really be distorted in the same way

Sky Blue Harry H · May 19, 2020

It is weird, but on a matchday (particularly away jaunts) I find it reassuring having some cash on me, even though I can carry out most of the transactions on my card (perhaps it's because there is no record of actual cash transactions for my wife to see - i only had 2 pints dear!)

Liquid Gold · May 19, 2020

My electricity is on a key and they only take cash so I occasionally have to withdraw from that.

Dodgy deals aren't necessarily done with cash any more, you're just as likely to find someone using bitcoin.

Halftime Orange · May 19, 2020

I still use cash when shopping even if I have to go to the cash machine before hand and use the automated tills because you can usually find them free so no fannying around waiting plus I may be paranoid but part of covid is the ushering in of a truly cashless society which means tracking on absolutely everything you purchase. Have you seen China's social credit system? It is bloody terrifying!

RegTheDonk · May 19, 2020

Some change to tip the lad delivering the pizza/indian, but don't tend to carry cash anymore, everwhere I go takes chip and pin. I do feel a bit guilty when walking past the beggers outside supermarkets, or trying to wash your windscreen at traffic lights, I used to always give them something.

wingy · May 19, 2020

Sky Blue Harry H said:
It is weird, but on a matchday (particularly away jaunts) I find it reassuring having some cash on me, even though I can carry out most of the transactions on my card (perhaps it's because there is no record of actual cash transactions for my wife to see - i only had 2 pints dear!)

The amount of unopened wage.packets from the Standard my old Grandad used to have stuffed in his inside pocket of his Sunday best jacket would shame you H.

Sky Blue Harry H · May 19, 2020

Without getting into 'stereotype' issues, do travellers only work with cash? Apologies if I'm completely wrong.

Sky Blue Harry H · May 19, 2020

wingy said:
The amount of unopened wage.packets from the Standard my old Grandad used to have stuffed in his inside pocket of his Sunday best jacket would shame you H.

My grandmother was mortified when her son (my uncle) told me she had a load of cash stuffed into the back of her armchair!

wingy · May 19, 2020

Sky Blue Harry H said:
My grandmother was mortified when her son (my uncle) told me she had a load of cash stuffed into the back of her armchair!

Ah it's a two way street then.lol

Skybluefaz · May 19, 2020

Sky Blue Harry H said:
Without getting into 'stereotype' issues, do travellers only work with cash? Apologies if I'm completely wrong.

Ha ha yeah, and usually the queen has a moustache like Mickey Quinn. When I was working as a manager of a food store it would be a battle trying to get staff to notice a dodgy bank note.

bezzer · May 19, 2020

I haven't used cash for a couple of years. I have Android pay on my phone so have no need for it. Pubs, shops, restaurants, car parks etc all work without cash. Even the places I go fishing are cashless.

wingy · May 19, 2020

Skybluefaz said:
Ha ha yeah, and usually the queen has a moustache like Mickey Quinn. When I was working as a manager of a food store it would be a battle trying to get staff to notice a dodgy bank note.

This lovely news reader seemed to have a touch of 5 o'clock shadow reading Sunday nights news.
I guess all the salons are closed or the make up girls are off.

Google Image Result for https://img.ti-media.net/wp/uploads/sites/46/2013/07/mishal-hussain-garticle-614x920.jpg

hill83 · May 19, 2020

Only time I ever used cash in the past was my local chippy as for some reason they don’t accept card payments. I don’t even use my card, I use my phone or my watch.

bringbackrattles · May 19, 2020

RegTheDonk said:
Some change to tip the lad delivering the pizza/indian, but don't tend to carry cash anymore, everwhere I go takes chip and pin. I do feel a bit guilty when walking past the beggers outside supermarkets, or trying to wash your windscreen at traffic lights, I used to always give them something.

I've been living in the city centre before coming back home. And there was a bloke always sitting by Tesco Express asking for money. I gave him a quid one day and I stopped to chat with him. Found out I knew his brother ! This chap was put in a hostel in Solihull but wanted to come home to Coventry. He collected enough cash to get the bus back to Solihull and didn't want cash for booze etc. Anyway some scum bags beat him up one day just for a few quid in his pocket, punched and kicked him and even took his coat !

Houchens Head · May 19, 2020

wingy said:
This lovely news reader seemed to have a touch of 5 o'clock shadow reading Sunday nights news.
I guess all the salons are closed or the make up girls are off.

Google Image Result for https://img.ti-media.net/wp/uploads/sites/46/2013/07/mishal-hussain-garticle-614x920.jpg

Bloody hell! You could hang your coat up on those!

Houchens Head · May 19, 2020

bringbackrattles said:
I've been living in the city centre before coming back home. And there was a bloke always sitting by Tesco Express asking for money. I gave him a quid one day and I stopped to chat with him. Found out I knew his brother ! This chap was put in a hostel in Solihull but wanted to come home to Coventry. He collected enough cash to get the bus back to Solihull and didn't want cash for booze etc. Anyway some scum bags beat him up one day just for a few quid in his pocket, punched and kicked him and even took his coat !

It's a shit society we live in. :emoji_disappointed:

Skybluefaz · May 19, 2020

True fact though that I get anxious about not using cash in the pub. The more manly the environment, the more I feel I need to carry cash.

shmmeee · May 19, 2020

wingy said:
One day you will be part of that left behind demographic .
I'm a fan of the physical in that it can't really be distorted in the same way

Yeah it’s already happening (WTF is a TikTok?).

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