Your Portfolio (6 Viewers)

shmmeee

Well-Known Member
Isn't this just like gambling?

Yeah pretty much, though the market grows at a fairly consistent rate on average. So short term: yes, long term, with enough diversification: no.

If I had spare cash I’d invest in a tracker over a normal saving account personally. Better returns over the timeframe.
 

Rusty Trombone

Well-Known Member
Haven't got any shares but have been thinking of getting some since the recent crash, I've been keeping an eye on Barclays and M&B, could have bought both a lot lower than they are today, but I would think they have plenty increase left in them, especially longer term. The reason I haven't bought any yet is that my Mrs is ultra cautious and would always rather take 1% in the bank for a year than taking a gamble.
Both of these are up 8% today, I still haven't got any, and now I'll just think about how I could have got them lower and then miss out on the future increases that I still think will happen.
 

Adge

Well-Known Member
Bit of a gamble at the minute (it is anytime I guess) as there could very well be a recession just around the corner.
 

Marty

Well-Known Member
Both of these are up 8% today, I still haven't got any, and now I'll just think about how I could have got them lower and then miss out on the future increases that I still think will happen.

Pritty much everything had a decent rise today. Studies have shown that consistent buying is very profitable, almost as much as timing the market, It was only something like 7% lower valuation over a 20 year period.
 

Gazolba

Well-Known Member
I don't invest in individual stocks or bonds. I invest in stock and bond funds.
Some of the funds are even a mix of stocks and bonds.
The funds have managers that do the work of buying and selling within the funds parameters.
Presently, I have about 20 different funds, some more agressive than others.
I'm well diversified. Even within stocks I'm in funds of small companies, large companies and in different market sectors.
I periodically look at my fund balances and occasionally will switch between funds.
But mostly I just leave the money where it is. I never react to the ups and downs of the stock market.
Attempting to time the market never pays off in the long run.
I have done extremely well over the years, I've earned as much from my investments as I have in salary from my job.
Unfortunately, everything is down at the moment due to the Coronavirus.
But it will come back up, it's only a matter of time.
 
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Flying Fokker

Well-Known Member
I’m aware of the poor reviews on app500 but their demo is worth a play.


margin calls Interesting/ frightening at the same time.
Profit and loss calls.

have been ‘trading’ Oil. Buy/ sell but there is always a curve ball.
I need more information on the best trading platform because my pockets are deep/ hands short and I can’t sit at the desk all day.
 

shmmeee

Well-Known Member
I don't invest in individual stocks or bonds. I invest in stock and bond funds.
Some of the funds are even a mix of stocks and bonds.
The funds have managers that do the work of buying and selling within the funds parameters.
At the moment, I'm in about 20 different funds, some more agressive than others.
I'm well diversified. Even within stocks I'm in funds of small companies, large companies and in different market sectors.
I periodically look at my fund balances and occasionally will switch between funds.
But mostly I just leave the money where it is. I never react to the ups and downs of the stock market.
Attempting to time the market never pays off in the long run.
I have done extremely well over the years, I've earned as much from my investments as I have in salary from my job.
Unfortunately, everything is down at the moment due to the Coronavirus.

Invest in Zoom and wank socks?
 

Marty

Well-Known Member
Picked up some Aviva (AV.) this morning. Knew I should have bought it yesterday after watching it all day.
 

Sbarcher

Well-Known Member
Get into copper mines or traders. Professor saying that viruses can't live on copper surfaces so suggesting all handles, touchable parts in shops, offices, factories etc should be changed to copper. Huge demand if this is followed. Just dived into Glencore.
 

Gazolba

Well-Known Member
Get into copper mines or traders. Professor saying that viruses can't live on copper surfaces so suggesting all handles, touchable parts in shops, offices, factories etc should be changed to copper. Huge demand if this is followed. Just dived into Glencore.
If copper has that effect (and it does seem to), I'm sure someone will examine why and come up with a better, cheaper alternative.
Chile is the top producer of copper and has the largest reserves.
 
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Covstu

Well-Known Member
Pritty much everything had a decent rise today. Studies have shown that consistent buying is very profitable, almost as much as timing the market, It was only something like 7% lower valuation over a 20 year period.
So how do you know when to cash in and when not too?
 

Marty

Well-Known Member
So how do you know when to cash in and when not too?

That's the hard part, it all ties in with your strategy though. Probably one of those times that google will give a far more in dept answer than anyone on here could come up with.

One thing I do suggest, is set a sell price and stick to it. I was invested in OPTI very early, my exit price was 100. Watching it fly past that and keep going, you do get greedy, it went as high as 140 at one point, eventually sold for around something like 85 (currently at 60), still made around 1000% profit. Which is amazing, but could have been so much more.

Also been on the other end with a coal miner I think (been so long I can't remember what they were called), they had found a huge resource but they couldn't extract it out, for some reason I think it was in Afganistan, anyway, set my sell price at 25% lower then I paid and it eventually went lower and lower, ended up going bust and lost it.

For me, a constant stream investing in solid companies paying a dividend is far better then chasing the money around, for one I don't have the time or inclination to constantly check up.
 

Greggs

Well-Known Member
Some massive bargains about, I've gone from a fairly balanced portfolio, too, well I'm not sure how to put it...

Since the crash, I've picked up RDSB at roughly £13.50 average. BT at roughly £1.15. Now for the mistakes, LLOY at 32p, stupid decision really, I still little value in it, CCL (from a tip on here), got something like £1500 at £23ish (sitting at about £8 now).

Keeping a close eye on Centrica, Taylor Wimpey, Deutsche Post, ITV, De La Rue, Diageo, Iberdrola, Ford, Renault.

I'll continue to pick up Shell and BT as and when possible.

Only debt I have is my mortgage.
Did you get any De La Rue?
 

Marty

Well-Known Member
Did you get any De La Rue?

Went with Aviva instead, nearly a 300% rise since Friday for De La Rue. Aviva is about 2% up from when I bought. Win some, lose some.

Tbf, I wouldn't haven't invested much anyway, I'm running out of money with all the bargains going.
 

Covstu

Well-Known Member
As a rule of thumb - only invest what you can afford to lose. Any amount is a good start. Maybe pop a grand an investment ISA on AJBell. Pick two companies and go 50/50. You'll pay a dealing charge of about £10 and about 1% stamp duty, so try to keep transactions to a minimum to save yourself fees.
Make sure you do your due diligence before choosing where to invest. As a little tip, try only investing in things you enjoy/understand, it helps if you know the sector and how the company performs! Example......If you spend loads on sports clothes....JD Sport is a good stock with very strong growth behind it..........I obviously demolish steak bakes....hence the investment in them - its a bit more complicated than that, but thats a simple way to choose where to invest. .
Established companies usually pay dividends, but the amount is based on how much profit they have eared that quarter.
Just setup an investment isa on AJ, just deciding on where to put the cash
 

Greggs

Well-Known Member
Just setup an investment isa on AJ, just deciding on where to put the cash
Lovely mate! Good luck! Make sure you do your research and try to avoid FOMO.
Let me know who you pick. I was very close to buying Shell yesterday
 

Marty

Well-Known Member
Lovely mate! Good luck! Make sure you do your research and try to avoid FOMO.
Let me know who you pick. I was very close to buying Shell yesterday

Get on it lad, don't forget to buy RDSB and not RDSA (I've made that mistake previously). Shell are a phenomenal company, they have been investing quite heavily for a long time in renewables, iirc only 21% of income is produced from oil extraction and refinement (this may be wrong, late night/early start).
 

Greggs

Well-Known Member
Get on it lad, don't forget to buy RDSB and not RDSA (I've made that mistake previously). Shell are a phenomenal company, they have been investing quite heavily for a long time in renewables, iirc only 21% of income is produced from oil extraction and refinement (this may be wrong, late night/early start).
Thinking of selling my Sipp and taking a 4k loss on Canopy Growth, moving it to Shell. Can't see any movement in cannabis sector for very long time now. Testing my patience!
 

Marty

Well-Known Member
Thinking of selling my Sipp and taking a 4k loss on Canopy Growth, moving it to Shell. Can't see any movement in cannabis sector for very long time now. Testing my patience!

If you fancy something a bit risky, keep your eye on Cineworld. Another one I decided against at the time and has saw a big rise.
 

Covstu

Well-Known Member
If you fancy something a bit risky, keep your eye on Cineworld. Another one I decided against at the time and has saw a big rise.
So how regular does stocks move? Do you guys check daily to make decisions or how frequent?
 

Marty

Well-Known Member
So how regular does stocks move? Do you guys check daily to make decisions or how frequent?

The prices chances pritty much constantly, I check about once a month usually.
 

Gazolba

Well-Known Member
You guys looking for a quick return by timing the market are following a fools game.
The best strategy is to buy a diversified selection of stocks (stock funds are a million times better) and hold onto them for the long term, ignoring short-term ups and downs.
Do you know how much you'd be worth today if you had invested in Microsoft or Apple 30 years ago and just held onto the stocks?
 

Greggs

Well-Known Member
So how regular does stocks move? Do you guys check daily to make decisions or how frequent?
If you're a long term investor, like myself and Marty, you should pick companies you're invested in for years, so checking the price everyday can become a bit nauseous.....It's fun in the green days but can be a sickener on the reds. You just have to remember your long term plan and be patient! You're an investor, not a trader!
 

Greggs

Well-Known Member
So how regular does stocks move? Do you guys check daily to make decisions or how frequent?
Companies usually release financial reports every 3 months. Tag a couple of news feeds regarding your investments to your Google home page. A steady source of info on your investments cab help you understand the business a bit better.
Good luck mate
 

Greggs

Well-Known Member
If you fancy something a bit risky, keep your eye on Cineworld. Another one I decided against at the time and has saw a big rise.
I didn't sell my CGC. I think US legalisation is around the corner! And the added 'you only lose if you sell' rang true. Up 4% today too x
 

Sbarcher

Well-Known Member
If you want to have a play, register a Virtual Portfolio on iii.co.uk and add the shares of your choice. It will track them for you and you will see gain or loss. It can also be used for an actual portfolio, I check my total one on here. Used to do my own spreadsheet, but this one is in real time.
 

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