That's the other part that seems to get ignored. It would be great to have a squad entirely made up of genuine Championship quality players but thats not going to happen. Therefore just because someone isn't first choice doesn't automatically mean they should be discarded.
With respect CD I haven't indicted this and in fact I've actually previously stated that Robins is likely going to have to settle with regards to retaining certain players due to the cost in both time and resources of overhauling a squad. Especially as due to the cost in fees and wages bringing in experienced Championship players will be nothing short of difficult.
Hence why I fully expect Biamou (unfortunately), McFadzean, and Kelly to have their contracts renewed next season.
It's a valid point nonetheless, however given that Hyam does possess a year's extension in the club's favour it would be remiss of the club if they didn't attempt to put him out to market as from my personal point of view I believe we be able to recoup some kind of fee. A fee that we could perhaps reinvest in either a loan or a permanent signing.
I'll take your point about the lack of finances - an issue that will inevitably still be felt in the summer window. But I don't doubt clubs will still spend as once season ticketing and sponsorship money becomes available, it will be spent and you'd be highly naive to suggest otherwise.