Do you want to discuss boring politics? (46 Viewers)

skybluetony176

Well-Known Member
I think that’s harsh. The Government needs to do something to help young people on the property ladder.

For someone like me, I’m in mid-senior management and on a decent wage. Yet to buy on my own is very difficult and my options quite limited.

My deposit will be two thirds the value of what my mum paid for her house.

The housing market needs a correction, but with the economy going through inflation and interests rising… It’s a recipe for a lot of people to lose their homes.
Problem is it doesn’t increase the housing stock. And that’s the real issue. It’s difficult to see what this is going to achieve other than drive up market prices. Which is part of the issue.
 

SBAndy

Well-Known Member
I don’t see it that way at all. One lender claims to offer a 40 year fixed mortgage - that’s incredible and the passing down is an absolute red herring as the mortgage equity gets paid down at some point - yes it’s interest loaded at the start - and the house price grows

If you then take a mortgage insurance policy against the mortgage in decreasing term assurance it would cover the mortgage and cost very little

Agree with the above. It’s not right (morally, in my opinion) but I don’t really see it as a gateway to IHT avoidance.
 

Mucca Mad Boys

Well-Known Member
Problem is it doesn’t increase the housing stock. And that’s the real issue. It’s difficult to see what this is going to achieve other than drive up market prices. Which is part of the issue.

The reality is that inflation and increased interests rates will correct the market somewhat.

Generally, the vetting procedures for mortgages are so secure compared to the past… the loans are so secure, that the risk of default is too low.
 

fernandopartridge

Well-Known Member
I think that’s harsh. The Government needs to do something to help young people on the property ladder.

For someone like me, I’m in mid-senior management and on a decent wage. Yet to buy on my own is very difficult and my options quite limited.

My deposit will be two thirds the value of what my mum paid for her house.

The housing market needs a correction, but with the economy going through inflation and interests rising… It’s a recipe for a lot of people to lose their homes.
It isn't harsh, it is Tory priority number 1 as it keeps up the illusion of prosperity in the context of abysmal pensions / declining real pay etc etc.

A 50 year mortgage is longer than an entire working life. In the case of some new build homes it might be longer than there anticipated lifespan!

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fernandopartridge

Well-Known Member
Not when pension age reaches 70 in a few years' time...
I based my original estimate of a working life as starting from 23, given that you're not entitled to the full national minimum wage until then. Even if retiring at 70 that's still a way off 50 years and doesn't account for saving for whatever deposit you might need.

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skybluetony176

Well-Known Member
Looks like the Tories are going to pretend that they didn’t know about Chris Pinchers record of sexual misdemeanours. Despite there being a party investigation into them, despite there being very public allegations, despite him being known as Pincher by name…

 
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skybluetony176

Well-Known Member
I based my original estimate of a working life as starting from 23, given that you're not entitled to the full national minimum wage until then. Even if retiring at 70 that's still a way off 50 years and doesn't account for saving for whatever deposit you might need.

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I was 24 before I was in a position to buy my first house. I think the prospect of still paying a mortgage until I was 74 would have actually put me off buying a house at that stage in my life.
 

PVA

Well-Known Member
Looks like the Tories are going to pretend that they didn’t know about Chris Pinchers record of sexual misdemeanours. Despite there being a party investigation into them, despite there being very public allegations, despite him being known as Pincher by name…



It's amazing how these idiots are so willing to go on live TV and debase themselves in the name of the Johnson cult.

They know full well when they go out to do these interviews that there is evidence to prove them wrong and make them look stupid ready to come out at any moment, and yet still they do it. Time and time again.

All in the name of Dear Leader.
 

stupot07

Well-Known Member
Looks like the Tories are going to pretend that they didn’t know about Chris Pinchers record of sexual misdemeanours. Despite there being a party investigation into them, despite there being very public allegations, despite him being known as Pincher by name…

PMQs will be interesting, is Johnson going to flat out lie in the commons again and say he didn't know anything about it? Or perhaps there may be a last minute trip to a fridge somewhere to avoid pmqs

The excellent Dan Hodges



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skybluetony176

Well-Known Member
PMQs will be interesting, is Johnson going to flat out lie in the commons again and say he didn't know anything about it? Or perhaps there may be a last minute trip to a fridge somewhere to avoid pmqs

The excellent Dan Hodges



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Shocking if he does. It was literally on his wiki page what a historic predator he is.
 

Sky_Blue_Dreamer

Well-Known Member
He wouldn’t have just told a barefaced lie to con people into some votes, surely?

But he'll say he made the pledge for 2030. It therefore cannot be measured until then. Just handy that there'll be 2 elections before then for them to either scrap the plan or change the delivery date (or, if there's any sanity left in the world, voted out)
 

Brighton Sky Blue

Well-Known Member
But he'll say he made the pledge for 2030. It therefore cannot be measured until then. Just handy that there'll be 2 elections before then for them to either scrap the plan or change the delivery date (or, if there's any sanity left in the world, voted out)

Well the issue seems to be they have already tried calling refurbishment or extension the same as a new hospital. So lies in progress as well as by the end date.
 

skybluetony176

Well-Known Member
It must be getting bad. Even a man with his tongue so far up Johnson’s arse he thinks he’s still in a relationship with his ex fiancé is putting the knife in



Think of all the things he’s done and gotten away with and this could bring him down.
 

fernandopartridge

Well-Known Member
It's impossible to overstate how thick you'd have to be to believe Boris Johnson saying they would build 40 new hospitals.
Most of the projects are long needed upgrades to infrastructure starved of investment for years. I think it's only 6 actual new hospitals. The only thing I'll credit the government with is that they at least seem to have abandoned PFI to fund the building.

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PVA

Well-Known Member
Most of the projects are long needed upgrades to infrastructure starved of investment for years. I think it's only 6 actual new hospitals. The only thing I'll credit the government with is that they at least seem to have abandoned PFI to fund the building.

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Yes exactly. Johnson was clearly trying to sell it as 40 brand new hospitals though fully expecting some people to swallow it up (and they did).
 

skybluetony176

Well-Known Member
As I've said before, whether you are Tory or Labour, or Lib Dem supporting, Boris is bad for this country. He has to go.
Exactly. This should have gone beyond party politics a long time ago. There was an interesting conversation happening yesterday regarding why there hasn’t been a bigger revolt in the elected Tory party and allegedly he’s promised so many people the next available cabinet position/senior roll such as a whip for loyalty in return he can’t have a cabinet reshuffle and the scenario he’s in now where he needs to replace 2/3 key positions is a nightmare for him because he’s going to lose at least some of the loyalty he’s got from promising positions to more people than they’ll ever be positions.
 

Ian1779

Well-Known Member
I know there are problems in general, but he has brought the office of prime minister into disrepute.

Where do you start with him? 🤷

He's the worse I ever remember in terms of integrity, honest, truthfulness and trust.
He’s is the product of a political cataclysm that ended in one of the two major political parties trying to circumvent a democratic decision of the people.

The whole political circus went into disrepute the minute the People’s Vote campaign got going.

We’re now all stuck with the shitshow.
 
D

Deleted member 5849

Guest
He’s is the product of a political cataclysm that ended in one of the two major political parties trying to circumvent a democratic decision of the people.

The whole political circus went into disrepute the minute the People’s Vote campaign got going.

We’re now all stuck with the shitshow.
This is absolute nonsense. Nobody tried to circumvent a deocratic decision. In fact, offering up a vote on every decision made at every point would be true democracy. It was as much that the Leader of the Opposition was a) perceived as an IRA and terrorist sympathiser, so lost a huge number of floating votes, and b) caught himself between wanting to leave the EU in actuality, and his party's preferred policy so came across as vague, insincere and bumbling (indeed, a magnified version of his main performances) c) said policy going more hardcore because they saw the Lib Dems polling well on their commitments to work out a deal to stay in the EU, so wanted a piece of that, therefore making their ownposition appear muddled and insincere, while also taking votes of the Lib Dems to neither party's advantage d) the opposition parties were unable to co-ordinate a policy through parliament due to them detesting the Leader of the Opposition, and said Leader being unwilling to compromise in any way to work out a deal with other parties, and e) a total lack of co-ordination across electoral seats, which saw opportunities lost and losses magnified.

Johnson did indeed offer an end to stalemate, and in that he has delivered as promised. Still, Starmer is committing to keeping the current deal, so that ought to please everybody.
 

Grendel

Well-Known Member
This is absolute nonsense. Nobody tried to circumvent a deocratic decision. In fact, offering up a vote on every decision made at every point would be true democracy. It was as much that the Leader of the Opposition was a) perceived as an IRA and terrorist sympathiser, so lost a huge number of floating votes, and b) caught himself between wanting to leave the EU in actuality, and his party's preferred policy so came across as vague, insincere and bumbling (indeed, a magnified version of his main performances) c) said policy going more hardcore because they saw the Lib Dems polling well on their commitments to work out a deal to stay in the EU, so wanted a piece of that, therefore making their ownposition appear muddled and insincere, while also taking votes of the Lib Dems to neither party's advantage d) the opposition parties were unable to co-ordinate a policy through parliament due to them detesting the Leader of the Opposition, and said Leader being unwilling to compromise in any way to work out a deal with other parties, and e) a total lack of co-ordination across electoral seats, which saw opportunities lost and losses magnified.

Johnson did indeed offer an end to stalemate, and in that he has delivered as promised. Still, Starmer is committing to keeping the current deal, so that ought to please everybody.

Starmer is a europhile he will fudge the single market issue near election time if he hasn’t been booted out before then
 

shmmeee

Well-Known Member
Starmer is a europhile he will fudge the single market issue near election time if he hasn’t been booted out before then

Problem with this position is if you only accept Brexiters it condemns us to poor quality leaders forever more. We’ve seen first hand in the Tory party that that level of ideological purity does to a cohort of politicians.
 

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