Online fraud

Discussion in 'Off Topic Chat' started by Otis, Sep 28, 2017.

  1. Nick

    Nick Administrator

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    It can do it that way or if you have your debit card linked.

    I removed my bank account as it was lethal.
     
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  2. Otis

    Otis Well-Known Member

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    Yeah, I agree. Think I always used to go into PayPal and pay that way, but at some point I must have linked my bank account.
     
  3. rob9872

    rob9872 Well-Known Member

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    If you can post up your card details (including 3 numbers on the reverse), name address and date of birth, I can probably sort this out for you.
     
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  4. Otis

    Otis Well-Known Member

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    You're welcome to them, Rob, there's no money left in the account.
     
  5. Captain Dart

    Captain Dart Well-Known Member

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    Surely the bank will give you a juicy overdraft if Rob asks nicely.
     
  6. shmmeee

    shmmeee Well-Known Member

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    This is really bad advice.

    It’s length that matters, not complexity. A password like you suggest is the worst of both worlds, hard for you to remember and easy for a computer to brute force.

    Best strategy is to pick three random words and make them different for each site. Or use a password manager and create random ones that are saved, but that doesn’t work if you go across a lot of devices.
     
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  7. Otis

    Otis Well-Known Member

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    Which is what I do.
     
  8. Captain Dart

    Captain Dart Well-Known Member

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    Actually I use extremely long passwords for anything financially sensitive.
    Did I say make passwords short, did I say base them on a real word, no I didn't, did i I say I use a password manager, well yes I did.
    I'm pretty sure some brute force algorithms use dictionaries, and possibly try well known substitutions like 1 for i & 3 for e too.
    Frankly there is a lot of conflicting advice out there. I guess you are referring to this article Password guru regrets past advice
     
  9. Otis

    Otis Well-Known Member

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    I always use the Beatles and the Beach Boy members and as my favourite number is 4 and I live at number 71, I always use a combination of them, so lennon0471, wilson7104, starr004071,brianjohn714 etc.

    No-one will ever crack them!
     
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  10. duffer

    duffer Well-Known Member

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    Fwiw my PayPal account uses two-factor authorisation, i.e. it sends a code to my mobile number after I've signed in, which I also have to enter to confirm a transaction. It's definitely a lot more secure, but in truth I don't know if it's used to set up regular payments as well as one-off purchases. If you can use it for things, I'd recommend it strongly.

    It's an ugly world out there in terms of online fraud, easy pickings for criminals because of the scale you can operate at and the fact that it's difficult to make an arrest.

    On the back of this I think I'll go away and do some double-checking myself!
     
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  11. Grendel

    Grendel Well-Known Member

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    Well your last sentence is it. I never check my accounts hardly at all. I did a direct debit "health check" the other week and a couple of insurances on things I no longer owned.
     
  12. Houchens Head

    Houchens Head Fairly well known member from the Isle of Wight

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    My password is simple. It's the word, "incorrect". So every time I log in to anything and type the wrong password, I get the reminder message "Your password is incorrect"! :emoji_stuck_out_tongue_winking_eye:
     
  13. Gazolba

    Gazolba Well-Known Member

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    Change all your passwords.
     
  14. Otis

    Otis Well-Known Member

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    Already done.
     
  15. skybluegod

    skybluegod Well-Known Member

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    Yes but change all your passwords ;) :banghead:
     
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