Rob, Most who borrow are not quite legitimate characters themselves, so they can't go to a bank for funding, this is where I come in. The people who borrow know the score from the outset, so there can be no complaints. As an example, the guy who borrowed £2000 @ 6% who eventually paid back £14,5000. He made the best part of £5000 every month as a result of my original loan, he could have paid me back any time he wanted, but he was also a gambler, so he preferred to pay the juice, and do the rest each month gambling. He was happy, so was I.
Some have borrowed to fund things that eventually result in them making a big profit on whatever it is they get up to. I merely help see them through until their payday. Everyone's a winner.