shmmeee
Well-Known Member
That needs sorting TBF. No reason there couldn’t be a nationalised payment network at least nationally.
That needs sorting TBF. No reason there couldn’t be a nationalised payment network at least nationally.
JAM See
Well-Known Member
Just having a lovely pint in the Craftsman. Cash only.
No comment on your final sentence.
itsabuzzard
Well-Known Member
fernandopartridge
Well-Known Member
A night out isn't a night out without coming home with £27 in coins, who wants a sober assessment of a bank statement when you can just empty your pockets
Brighton Sky Blue
Well-Known Member
Yeah, the brewery’s in Reading. Tell you where does a great pie-The Gardeners.
robbiekeane
Well-Known Member
That’s just nonsense. The average spend in a convenience store in Great Britain In 2021 was £10.82 (arguably abnormally high).
The average Merchant Service Charge is around 0.95%. That’s an increase in the average spend of 10p.
Thats not making anyone switch to buying their bottle of wine at Tesco
Nick
Administrator
It depends how much the transactions are.
It isn't the same as 15-20 years ago, you can get some that are around 0.3% for the fee now. It just depends if they want to cater for people who don't always have cash.
shmmeee
Well-Known Member
I either say “buy one for yourself” or straight up as if I can add a tip on these days. Usually the former in a pub.
Grendel
Well-Known Member
Says here it could be as high as 3.5%?
UK Card Processing Fees & Rates 2024 – with Calculator
You can expect to pay from 1.5% to 3.5% with each card payment - our free calculator helps you understand merchant rates from top providers.
startups.co.uk
Nick
Administrator
Says here it could be as high as 3.5%?
UK Card Processing Fees & Rates 2024 – with Calculator
You can expect to pay from 1.5% to 3.5% with each card payment - our free calculator helps you understand merchant rates from top providers.
You would think shop owners would research though.
Even a generic, beginner thing like Sumup is 1.69% and Square is 1.75% for basic startups. If you are a shop putting loads through then you would expect a lower rate.
robbiekeane
Well-Known Member
You saw the word average right?Says here it could be as high as 3.5%?
UK Card Processing Fees & Rates 2024 – with Calculator
You can expect to pay from 1.5% to 3.5% with each card payment - our free calculator helps you understand merchant rates from top providers.
Even for the little guys who want minimal fuss, Square terminals are now guaranteed 1.6%-1.9%
Pricing | Square Payments Processing Fee
robbiekeane
Well-Known Member
fernandopartridge
Well-Known Member
but selling to a market more likely to carry card / smartphone than cash
Nick
Administrator
No reason why they couldn't whack them in a corner shop.
If anything, they would get better rates.
fernandopartridge
Well-Known Member
Just had a look at the website that Grendel linked
so there is a per transaction fee of up to 3.5%
ongoing service charge
an authorisation fee of 1-3p per sale
merchant services fees of up to 0.35%
other items are chargeable on top
Margins are pretty tight in retail and if you've got plenty of people using your local shop paying cash, you're not going to increase charges just for those people who want to pay by card
Nick
Administrator
Completely ignoring the very simple options I pointed out they could use.....
I am sure I could find much higher fees as well just in case shop keepers wanted to pay more than needed.
Realistically just accept cash and card, open to more people then.
robbiekeane
Well-Known Member
“Up to”
“As high as”
Or just use square at 1.6%-1.9%
The whole point is that plenty of people don’t use cash…just do the maths and average it out. Let’s be honest it’s for people who don’t want to pay tax isn’t it
can we just say it how it is and not pretend that adding 20p to your bottle of Rose is the issue
Grendel
Well-Known Member
“Up to”
“As high as”
Or just use square at 1.6%-1.9%
The whole point is that plenty of people don’t use cash…just do the maths and average it out. Let’s be honest it’s for people who don’t want to pay tax isn’t it
A lot of businesses insist on cash not just for that
Skybluefaz
Well-Known Member
Quite a few businesses will be happy to not have the liability of having to keep higher amounts of cash for a number of reasons. Security and insurance mainly.
Just offer both though, 'the man' isn't trying to control society by making it cashless and some people just like carrying quids.
Just offer both though, 'the man' isn't trying to control society by making it cashless and some people just like carrying quids.
shmmeee
Well-Known Member
Why not? Loads of places used to add 20p for card payments and I was fine with that, if I really wanted the cheaper price I could go to the cash point.
shmmeee
Well-Known Member
Go on, what’s the reason? 9/10 it’s tax evasion.
Robinshio
Well-Known Member
businesses also have to pay to deposit cash - it is not a free service for a business
The differential accompanied with probably lower insurance costs and risk of being mugged make it more or less the same cost to businesses
The only ones who really want cash are those who potentially wouldn't declare all of their earnings
The differential accompanied with probably lower insurance costs and risk of being mugged make it more or less the same cost to businesses
The only ones who really want cash are those who potentially wouldn't declare all of their earnings
Nick
Administrator
Or no card payments under £5.
Although loads of places have stopped with a minimum now, because the fees are much lower nowadays.
Blind-Faith
Well-Known Member
Womens football transfers creeping into transfer deadline day, no one gives a flying fuck, now piss off and get your own show, see how many people watch that!
Nick
Administrator
I don't watch it any more, the way people seem to think that it's the only day to sign people and not the past 30.
Terry_dactyl
Well-Known Member
Correct! It annoys me when people misquote that saying!
itsabuzzard
Well-Known Member
LastGarrison
Well-Known Member
My utter contempt for middle lane drivers reached peak ‘ram the cunts off the road’ level this evening when after coming through the M6 toll on my way back to Cov I was met with pretty much three clear lanes apart from one utter bellend bang in the middle lane doing about 60………..and to top it off he had his fucking fog light on!!!
itsabuzzard
Well-Known Member
chiefdave
Well-Known Member
not sure why they can't run separate feeds or make it obvious. been caught out with things like 'Man Utd make world record bid' and I'm thinking I've never heard of this player then it turns out its for the women's team
chiefdave
Well-Known Member
was at the NEC tonight and the bootleg t-shirt sellers were taking card payments
OffenhamSkyBlue
Well-Known Member
I have to say i had to chuckle when finding out that the world record transfer fee in the women's game was £400,000! Kevin Keegan was sold from Liverpool to SV Hamburg in 1977 for £500,000 (which was reportedly what Arsenal wanted to pay Manure Women - to avoid any confusion - for Russo). So that means the women's game is officially 45 years behind in value terms. And they want to be paid equal wages???