Do you want to discuss boring politics? (21 Viewers)

Sky_Blue_Dreamer

Well-Known Member
All feels a bit bucket of crabs tho.

Can’t I be happy my parents moved from working to middle class and want to be able to do it myself?

Just give me affordable housing, a fair wage, and a reasonable shot at a healthy pension.
Of course you can be happy about that, and want the same opportunities for yourself, your children and other people in general.

But it is an unfortunate fact at this moment that they had those opportunities and the current generation don't. And it's likely the future generations will have even less.
 

Grendel

Well-Known Member
Of course you can be happy about that, and want the same opportunities for yourself, your children and other people in general.

But it is an unfortunate fact at this moment that they had those opportunities and the current generation don't. And it's likely the future generations will have even less.

One of my children is 30 and buying a £300,000 house - her boyfriend who has no degree earns £32k a year and started saving at 16 has a £100,000 of savings so yeah they can
 

Sky_Blue_Dreamer

Well-Known Member
One of my children is 30 and buying a £300,000 house - her boyfriend who has no degree earns £32k a year and started saving at 16 has a £100,000 of savings so yeah they can
You've already told us that your daughter lived with you rent free so not comparable with the average person who has rent etc to pay.
 

shmmeee

Well-Known Member
One of my children is 30 and buying a £300,000 house - her boyfriend who has no degree earns £32k a year and started saving at 16 has a £100,000 of savings so yeah they can

We’ve been here before.

The plural of anecdote isn’t data. Its objectively harder to build wealth for Millenials and younger than it was prior.
 

Grendel

Well-Known Member
We’ve been here before.

The plural of anecdote isn’t data. Its objectively harder to build wealth for Millenials and younger than it was prior.

it isn’t data no but people generally now get married far later than before and have children far later and of course If you are in a family home until your late twenties you are going to accumulate substantial savings
 

Grendel

Well-Known Member
You've already told us that your daughter lived with you rent free so not comparable with the average person who has rent etc to pay.

Anyone who charged their children rent are fucking weird to be honest
 

shmmeee

Well-Known Member
it isn’t data no but people generally now get married far later than before and have children far later and of course If you are in a family home until your late twenties you are going to accumulate substantial savings

And if you want/have to move for your career? Or your parents decide to downsize or move?

Saying people with wealthy parents do well isn’t that great of a flex. You shouldn’t need to be an exception to build a life and a family.
 

shmmeee

Well-Known Member
Also the fact we think £30k average wage is fine is ridiculous. My first job out of Uni in 2002 paid £27k. Across the board wages have been suppressed. The only debate is are Brits especially lazy, British firms especially tight, or British government particularly bad at supporting productivity improvements.
 

Grendel

Well-Known Member
And if you want/have to move for your career? Or your parents decide to downsize or move?

Saying people with wealthy parents do well isn’t that great of a flex. You shouldn’t need to be an exception to build a life and a family.

My parents were dirt poor and left me nothing
 

Grendel

Well-Known Member
Does it still apply if it was a single-parent household and the rent actually helped out?

I’ve always thought in an ideal situation I’d have kid(s) pay rent but stick it into savings so when they’re ready to move out there’s a nice little treat.

No but dreamer thinks all parents of 20 plus age group are very wealthy had their houses cheap and are living the dream
 

skybluetony176

Well-Known Member
Does it still apply if it was a single-parent household and the rent actually helped out?

I’ve always thought in an ideal situation I’d have kid(s) pay rent but stick it into savings so when they’re ready to move out there’s a nice little treat.
Always payed my mum rent as did my siblings when they lived at home. Cheapest living of my entire adult life, got all my meals, washing done, always hot water etc. My mum was a single working mother earning less than myself or any of my siblings once we’d finished our apprenticeships. We used to have a word for it, what was it again? Oh yeah… family. Broken Britain hey, looking after family makes you a weirdo.

There’s also the other point that you keep hearing people like 50p Lee going on about buying coffee etc being the problem, which it clearly isn’t. I have to say though that paying rent while living at home was a good stepping stone into learning the difference between expendable income and income. I do think it’s a valuable lesson many young people will miss and doesn’t help them in anyway prepare for the cost of living.
 

Sky_Blue_Dreamer

Well-Known Member
Anyone who charged their children rent are fucking weird to be honest
It's not even especially relevant to the discussion really.

People of that generation had the ability to buy social housing they were renting for a small price. They also had access to final salary pensions. Kids these days don't have those options, so even if they have managed to get themselves in a decent financial position (and fair play to them) the money they've amassed won't go anywhere near as far as it would've done for their grandparents.
 

skybluetony176

Well-Known Member
They’re also the point that I could pay my mum rent, buy coffee and avocado on toast etc and save enough money for a deposit to buy my own house in my early 20’s. As did my siblings. Which in actual fact is the only reason today to not charge you kids rent. No way my children will be able to save if we charge them rent. Certainly not enough for a deposit on a house as things currently stand.
 

Brighton Sky Blue

Well-Known Member
Also the fact we think £30k average wage is fine is ridiculous. My first job out of Uni in 2002 paid £27k. Across the board wages have been suppressed. The only debate is are Brits especially lazy, British firms especially tight, or British government particularly bad at supporting productivity improvements.
In 2017 my first teaching contract paid £22k, having also had to pay £9k for tuition fees to train.
 

Grendel

Well-Known Member
You’re older than 45

Maybe so but at 22 I had no job no car no nothing. I worked for a company for nothing and walked there and back every day to get a job. Sorry I don’t think many people now would do that

Also my first property was a dump and I bought second hand shite furniture from charity shops which again people of my age then would moan about now
 

Evo1883

Well-Known Member
My dad was paying a 150 a month mortgage , and less than 50 a month on gas electric and water .. whilst earning a good wage at masseys on a house he sold for over 9x what he paid for it .

He will tell you himself he was unbelievably comfortable with what my step mum earned ontop

Today is so much harder for people
 

shmmeee

Well-Known Member
Maybe so but at 22 I had no job no car no nothing. I worked for a company for nothing and walked there and back every day to get a job. Sorry I don’t think many people now would do that

Also my first property was a dump and I bought second hand shite furniture from charity shops which again people of my age then would moan about now

Honestly mate, people haven’t suddenly got lazier or more wasteful. This is every generations claim and it’s never true. House prices and the cost of living really have got out of whack with wages historically.
 

Brighton Sky Blue

Well-Known Member
Honestly mate, people haven’t suddenly got lazier or more wasteful. This is every generations claim and it’s never true. House prices and the cost of living really have got out of whack with wages historically.
British Gas now charging us £3000 a year for gas and electric. Two people who aren’t even really in the house most of the time, it’s madness.
 

CCFCSteve

Well-Known Member
British Gas now charging us £3000 a year for gas and electric. Two people who aren’t even really in the house most of the time, it’s madness.

Av/Cap should be about 170 per month I think. Is this due to Mrs BSB controlling the thermostat ???

*not sexist, just noted over the years that a lot of women want temp ridiculous high ! A mate said last winter him and his missus have their thermostat at 27 !!!! Wtf… mines at 18-19 !
 

shmmeee

Well-Known Member
Av/Cap should be about 170 per month I think. Is this due to Mrs BSB controlling the thermostat ???

*not sexist, just noted over the years that a lot of women want temp ridiculous high ! A mate said last winter him and his missus have their thermostat at 27 !!!! Wtf… mines at 18-19 !

Women feel the cold quicker. Apparently it’s a common issue in offices as well that women are always too cold.

The answer of course is you tell her how cute she looks in a hoodie and woolly socks, then buy a fake thermostat and rewire the real one somewhere in the shed.
 

Evo1883

Well-Known Member
Stadium cafe in Longford have an apology sign up saying they can't afford to put the heating on in winter for the customers
 

chiefdave

Well-Known Member
After another death yesterday, Sunak announces that XL Bully dogs are to be banned by the end of the year.

Good.
Banning the breed will do little, we've been here before so it's just adding another breed to the list and will end up with well trained and well behaved dogs being seized and killed. Another dog will take the XL bullys place and before you know it the same discussion will be taking place about another breed.

Need to get to grip with the issues around poor breeders and owners.
 

PVA

Well-Known Member
Banning the breed will do little, we've been here before so it's just adding another breed to the list and will end up with well trained and well behaved dogs being seized and killed. Another dog will take the XL bullys place and before you know it the same discussion will be taking place about another breed.

Need to get to grip with the issues around poor breeders and owners.

I agree that owners are probably the biggest issue. But this breed in particular is incredibly dangerous and regardless of how many well trained dogs there are, they should not be on the streets. I think the ban is absolutely right, even if it's just kicking the can down the road.
 

TomRad85

Well-Known Member
I agree that owners are probably the biggest issue. But this breed in particular is incredibly dangerous and regardless of how many well trained dogs there are, they should not be on the streets. I think the ban is absolutely right, even if it's just kicking the can down the road.
I agree with you. Can't see who outside of chavs and wannabee gangsters would want to own one of these child shredding machines anyway.

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