To protect the inheritance route, get the wills of whoever is leaving you the money changed to be left either in trust for the children, with you as trustee, or a brother/sister if you have them and if not, I’ll happily volunteer and then gift you it back minus the usual fee. After the divorce, get the will changed back.
on pensions, you’re fucked really on that, minimise the amounts now, hide it away and then you can put it in after the divorce or if she gets a percentage of the final amount, put it all in ISA’s, no tax advantage going in like a pension but no tax withdrawing in the future but saves the percentage to her.
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