General Election 2019 thread (3 Viewers)

[Philosoraptor]

Will this thread be locked 24 hours before the 12th so there’s no more please

Election night should be good fun on here.

There is something about waiting around for a few hours for the results to come in and then falling asleep after the first couple.

Apparently the Beeb have a remixed version of Arthur for the show.

 

[Sky Blue Pete]

Love election night gonna be gutted watching king Boris being crowned though

 

[Otis]

Love election night gonna be gutted watching king Boris being crowned though

King, but with a wobbly crown hopefully.

 

[Astute]

My car cost me £4k a decade ago and is still running, but will need replacing soon. The point was that if you're using it for work (and the type of work and if it involves a lot of journeys esp with passengers) it would still be sensible for a car to get something a bit newer and likely to last a bit longer. £10k on a car these days isn't seen as a huge amount. Maybe it was just the work I used to be in but sadly there are some who would get their first impression from the vehicle and an old car, regardless of working condition, would affect their decision as it'd be seen as a window into how well you're business is doing and thus your ability to do that job.

Quality will nearly always beat age. My present car will most probably still be running when it has 300,000 miles on it. Unless you know the model you wouldn't know what age it could be. But I don't care about that. Reliable? I trust it to get me to my wife and kids frequently. They live over 800 miles away. In the next 3 years I will most probably put about another 100,000 miles on the clock. Do it on a newer car and you will lose well over half your money.

That is the problem these days. People want it now even if they don't have the money. Debt? Not a problem. Worry about it another time. Then they have a go at the older generations for not being skint.

Listened to an ad on the radio yesterday. It was for an Audi S-line. 2.5k down and £350 a month over 4 years. So £19,300 to be able to drive a car that you will never own. And you are not allowed to do more than 10k miles a year. And people will do it.

Or you could do it the same way as me and put 18k more away into your pension. Then you don't pay tax on the 18k. So it becomes 25.2k. Then depending on your employer they might match it or better. 50k or more in 4 years....or drive an S-line.

A bit like a government that borrows too much.

 

[Astute]

Election night should be good fun on here.

There is something about waiting around for a few hours for the results to come in and then falling asleep after the first couple.

Apparently the Beeb have a remixed version of Arthur for the show.

Not for me this year. Will miss it all. Off to be with wife and kids for Christmas/New year. Will arrive late on the night. Will be driving through France when they are looking for the first seats to be announced....or even will have arrived. More important things to do. They haven't seen me for 7 weeks. But it takes ages to get past my dogs first. Then I have to get the bonios out the car. They have run out. Then to bed. Will check out the crap result the next morning.

As I said many more important things to do.

 

[skybluetony176]

I see that the Italian government has just taken a stake in the West Coast Mainline. So long as it’s not our government making profit from the railways though...

 

[Grendel]

Coventry NW Tory candidate has her car vandalised with a Nazi slogan and offensive language

nice

 

[Astute]

 

[Brighton Sky Blue]

Election night should be good fun on here.

There is something about waiting around for a few hours for the results to come in and then falling asleep after the first couple.

Apparently the Beeb have a remixed version of Arthur for the show.

Wonder what elaborate graphics they have lined up for this one. Would be more interesting to have a national sweepstakes on the size of the Tory majority.

 

[stupot07]

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Sent from my SM-G965F using Tapatalk

 

[Sky_Blue_Dreamer]

I see that the Italian government has just taken a stake in the West Coast Mainline. So long as it’s not our government making profit from the railways though...

Mentioned this in the train strike thread.

Just hope the Italian energy company doesn't buy into our market!

 

[skyblueinBaku]

According to local polling it would seem that Dennis Skinner may well lose the Bolsover seat he has held for 49 years. Nice way to spit in his face

That's sad. I don't agree with Dennis Skinner's politics, but I admire his integrity and the way he sticks to his guns. He is, apparently, an excellent constituency MP. Parliament will be much the poorer if he loses his seat.

 

[SkyBlueDom26]

Let’s hope labour don’t get in next week, she’ll be let straight back in

 

[Ian1779]

Let’s hope labour don’t get in next week, she’ll be let straight back in

More mouth frothing fantasist nonsense.

 

[clint van damme]

bow your heads in shame cap doffers and class traitors!!

 

[Deleted member 5849]

bow your heads in shame cap doffers and class traitors!!

Yeah, but Corbyn...

 

[Brighton Sky Blue]

That's sad. I don't agree with Dennis Skinner's politics, but I admire his integrity and the way he sticks to his guns. He is, apparently, an excellent constituency MP. Parliament will be much the poorer if he loses his seat.

Another thing we have to thank the fat twat for

 

[Sky_Blue_Dreamer]

Quality will nearly always beat age. My present car will most probably still be running when it has 300,000 miles on it. Unless you know the model you wouldn't know what age it could be. But I don't care about that. Reliable? I trust it to get me to my wife and kids frequently. They live over 800 miles away. In the next 3 years I will most probably put about another 100,000 miles on the clock. Do it on a newer car and you will lose well over half your money.

That is the problem these days. People want it now even if they don't have the money. Debt? Not a problem. Worry about it another time. Then they have a go at the older generations for not being skint.

Listened to an ad on the radio yesterday. It was for an Audi S-line. 2.5k down and £350 a month over 4 years. So £19,300 to be able to drive a car that you will never own. And you are not allowed to do more than 10k miles a year. And people will do it.

Or you could do it the same way as me and put 18k more away into your pension. Then you don't pay tax on the 18k. So it becomes 25.2k. Then depending on your employer they might match it or better. 50k or more in 4 years....or drive an S-line.

A bit like a government that borrows too much.

I'm fully on board with that thinking - it shows prudence and sound economic thinking going forward. Unfortunately in some instances you get clients who don't (esp the larger ones) - they want to see an executive car because they expect you to be able to put the money into the pension AND get the car etc. At the same time smaller clients think if you turn up in this brand new exec car you're making too much money and overcharging. Tended to find an exec badge on a 3-7 yo car was the best compromise.

Of course there were some who just liked cars, so they're willing to spend the money on something they like, and others who felt because they spent so much time in the car it was worthwhile spending a bit more on it.

I have also seen quite a few people who've spent many years saving into their pensions and doing jobs they didn't enjoy to die quite suddenly before they got to that stage or very soon after retiring and their estate getting only a fraction of the value they'd put in due to the rules.

But I do think in many instances younger people do have the right to talk about unfairness - older generations have had opportunities and lower costs they can only wish for, be it right to buy their houses at a discount, final salary pensions etc and were able to get relatively well-paid secure jobs with almost no qualifications - all my grandparents spent their entire working lives at the same company. My grandparents had a car and white goods when they were expensive commodities and had to be bought on payment plans (ie credit) and their house was full of trinkets they'd spent a surprising amount of money on but were now worthless due to changing fashions - the equivalent of todays phones/tech. They always had an annual summer holiday for two weeks, and as they got into their 50's were having two holidays with one abroad during the colder months. So did many of their friends and they were lower middle class working in local factories or for the council in non-managerial jobs. Yet despite this my nan's bank balance was growing more year on year in retirement than my mum, me or my sister were while working because we had expenses on top like mortgage/rent she didn't.

 

[Grendel]

bow your heads in shame cap doffers and class traitors!!

Quoting David Lammy is a bit desperate

 

[Sky_Blue_Dreamer]

Quoting David Lammy is a bit desperate

Ignoring the story of a 4yo with suspected pneumonia sleeping on the floor isn't?

 

[clint van damme]

Quoting David Lammy is a bit desperate

Do you not think that's an appalling situation? Initially reported by the Yorkshire evening post.

 

[Ian1779]

Do you not think that's an appalling situation? Initially reported by the Yorkshire evening post.

But Corbyn might steal my allotment.

 

[skybluetony176]

Quoting David Lammy is a bit desperate

'It was chaos': Shocking photo shows Leeds four-year-old with suspected pneumonia forced to sleep on floor of LGI due to lack of beds
Here’s the original article for you. Is it true now?

 

[Ian1779]

'It was chaos': Shocking photo shows Leeds four-year-old with suspected pneumonia forced to sleep on floor of LGI due to lack of beds
Here’s the original article for you. Is it true now?

It’s pointless.... he doesn’t actually give a fuck.

 

[clint van damme]

'It was chaos': Shocking photo shows Leeds four-year-old with suspected pneumonia forced to sleep on floor of LGI due to lack of beds
Here’s the original article for you. Is it true now?

You could post these sort of stories on an hourly basis.
9 years the tories have been in government, this shit is all down to them.

 

[Otis]

It’s pointless.... he doesn’t actually give a fuck.

Not unless it mentions the IRA or Jews.

 

[Grendel]

Do you not think that's an appalling situation? Initially reported by the Yorkshire evening post.

But the hospital say it was a very exceptional set of circumstances which have been addressed

 

[Ian1779]

But the hospital say it was a very exceptional set of circumstances which have been addressed

If you ever spent any amount of time in an A&E in the last 12 months I can assure you it’s much closer to the norm.

 

[westcountry_skyblue]

Left wing meltdown on here again I see,I can’t wait to see Boris hammer another nail in the comrades coffin this Thursday.
Good riddance to bad rubbish.
Time for Starmer and a labour leader some tories may think about voting for and you will probably get those northern ex labour brexit party voters back.
Smell the coffee it’s the front bench people can’t vote for!!
You keep going on about”Alexander or fatty”
But he will get a majority on Thursday so what does that make of labour it’s shadow cabinet?

 

[Ian1779]

Left wing meltdown on here again I see,I can’t wait to see Boris hammer another nail in the comrades this Thursday!!!

Thinking that a child with pneumonia is a ‘left-wing meltdown’ show you up for a pretty insipid individual.

 

[Otis]

If you ever spent any amount of time in an A&E in the last 12 months I can assure you it’s much closer to the norm.

I was in A&E with my mum in November. It was ridiculously busy. She is 89 and fell and hit her head on the front door and smashed the glass.

She sat a hospital bed in a corridor for 6 hours until she was seen by a doctor.

I counted the beds and there were 14 more beds in the corridor behind her. I couldn't see around the corner .

This was on a Friday morning around 10.30. I commented on the situation and how busy it was to a nurse and she said it was like that every day.

 

[Astute]

I'm fully on board with that thinking - it shows prudence and sound economic thinking going forward. Unfortunately in some instances you get clients who don't (esp the larger ones) - they want to see an executive car because they expect you to be able to put the money into the pension AND get the car etc. At the same time smaller clients think if you turn up in this brand new exec car you're making too much money and overcharging. Tended to find an exec badge on a 3-7 yo car was the best compromise.

Of course there were some who just liked cars, so they're willing to spend the money on something they like, and others who felt because they spent so much time in the car it was worthwhile spending a bit more on it.

I have also seen quite a few people who've spent many years saving into their pensions and doing jobs they didn't enjoy to die quite suddenly before they got to that stage or very soon after retiring and their estate getting only a fraction of the value they'd put in due to the rules.

But I do think in many instances younger people do have the right to talk about unfairness - older generations have had opportunities and lower costs they can only wish for, be it right to buy their houses at a discount, final salary pensions etc and were able to get relatively well-paid secure jobs with almost no qualifications - all my grandparents spent their entire working lives at the same company. My grandparents had a car and white goods when they were expensive commodities and had to be bought on payment plans (ie credit) and their house was full of trinkets they'd spent a surprising amount of money on but were now worthless due to changing fashions - the equivalent of todays phones/tech. They always had an annual summer holiday for two weeks, and as they got into their 50's were having two holidays with one abroad during the colder months. So did many of their friends and they were lower middle class working in local factories or for the council in non-managerial jobs. Yet despite this my nan's bank balance was growing more year on year in retirement than my mum, me or my sister were while working because we had expenses on top like mortgage/rent she didn't.

Is Volvo a good enough badge?

Deals are rarely lost because someone has an older car as long as it doesn't look shite. But many deals are lost because a car is too expensive. I was looking for a low mileage W12 Phaeton until the family moved to France. That is the perfect car for business. Understated but luxury. And all with a VW badge. Best car I have ever been in that isn't built for show or speed....But can keep up with nearly everything if needed.

As you know pensions are a sore point for me. Labour finished off final salary pensions. Your pensions are safer under the Tories. I fear for mine if Labour get back in. I see them getting their hands on what is presently the tax free 25%.

At least under the Tories what is left of pensions has been improved no end. You don't have to purchase an annuity these days. You can invest your pot where you want and draw diwn from the pot. Under old rules you would get just over 4k a year for each 100k. When you die si dies the pension unless you take less and get 50% fir a surviving spouse. Now the pot goes to who you want. And depending on age can be tax free.

Can you imagine handing over 100k at 65. 4k a year would take 25 years just to get your money back. So you need to be over 90 to make money. Otherwise you lose. And they make money out your pot they get from you.

 

[Otis]

I was in A&E with my mum in November. It was ridiculously busy. She is 89 and fell and hit her head on the front door and smashed the glass.

She sat a hospital bed in a corridor for 6 hours until she was seen by a doctor.

I counted the beds and there were 14 more beds in the corridor behind her. I couldn't see around the corner .

This was on a Friday morning around 10.30. I commented on the situation and how busy it was to a nurse and she said it was like that every day.

And I went to eye A&E earlier in the year with a partially detached retina. I was told it was an emergency . By the time I was finally treated by a doctor it had become totally detached.

Damn those leftie comrades

 

[Sky_Blue_Dreamer]

Is Volvo a good enough badge?

Deals are rarely lost because someone has an older car as long as it doesn't look shite. But many deals are lost because a car is too expensive. I was looking for a low mileage W12 Phaeton until the family moved to France. That is the perfect car for business. Understated but luxury. And all with a VW badge. Best car I have ever been in that isn't built for show or speed....But can keep up with nearly everything if needed.

As you know pensions are a sore point for me. Labour finished off final salary pensions. Your pensions are safer under the Tories. I fear for mine if Labour get back in. I see them getting their hands on what is presently the tax free 25%.

At least under the Tories what is left of pensions has been improved no end. You don't have to purchase an annuity these days. You can invest your pot where you want and draw diwn from the pot. Under old rules you would get just over 4k a year for each 100k. When you die si dies the pension unless you take less and get 50% fir a surviving spouse. Now the pot goes to who you want. And depending on age can be tax free.

Can you imagine handing over 100k at 65. 4k a year would take 25 years just to get your money back. So you need to be over 90 to make money. Otherwise you lose. And they make money out your pot they get from you.

Volvo was actually a perfect compromise for the accountants car! More luxury etc for the price but a solid, dependable name. It's been a while since I was in the industry but as I say it was about getting the compromise between the expectations of the big and small clients. As a rule it was partners - Jags, Mercs, BMW 5-7 series, Lexus etc. Managers - high spec Volvo's/Saabs etc or lower spec/slightly older 3-series/C-class Merc, Juniors etc as long as the car was clean, tidy and running smoothly it was fine.

With the pensions I agree, and most of the instances I quote were before the changes when annuities were required. However even since the changes I've had problems with a final salary pension for someone. Transfer value offered I worked out they'd have to live to the age of 82 to get the same value as the annuities + tax-free 25% (not taking into account potential increases from re-investment over time). Person was a heavy smoker and liked a drink so I asked for the transfer value. I wasn't allowed because said person wasn't deemed to have enough income/wealth from other sources. They died suddenly 3 months after retiring and the estate was given 4yr 9months worth of annuities (less taking into account inflation) due to the rules of the plan after over 40 years of paying in. Family ended up losing a hefty six figure sum that just disappeared back into the coffers of the pension plan. Had that person been incredibly wealthy they'd have transferred the whole value without a problem. It is situations like that you look and think they'd have been better of taking the money at the time and enjoying themselves - they spent a lifetime saving for a future they never had.

 

[Otis]

And I went to eye A&E earlier in the year with a partially detached retina. I was told it was an emergency . By the time I was finally treated by a doctor it had become totally detached.

Damn those leftie comrades

I forgot to add, it was 11 and half hours before I was finally attended to.1