shmmeee
Well-Known Member
That needs sorting TBF. No reason there couldn’t be a nationalised payment network at least nationally.
TBF to the shops it is up to them, the charges levied by the card companies are excessive so I can understand why they might go cash only
Just having a lovely pint in the Craftsman. Cash only.Nah. If you don’t accept cards in 2023 you hate money basically. And are probably dodgy as fuck anyway.
The love of money is the root of all evil.Nah. If you don’t accept cards in 2023 you hate money basically. And are probably dodgy as fuck anyway.
Just having a lovely pint in the Craftsman. Cash only.
No comment on your final sentence.
That’s just nonsense. The average spend in a convenience store in Great Britain In 2021 was £10.82 (arguably abnormally high).They've got difficulty enough being competitive with larger supermarkets and the internet without having to put prices up to pay a disproportionate levy
They've got difficulty enough being competitive with larger supermarkets and the internet without having to put prices up to pay a disproportionate levy
I’ve been to a few pubs lately for a meal. I seldom carry cash and some of their card pads will not accept an additional amount for a tip. I think some serving staff are losing out on cash tips. (I’ve started to tuck a tenner in my card holder now).
That’s just nonsense. The average spend in a convenience store in Great Britain In 2021 was £10.82 (arguably abnormally high).
The average Merchant Service Charge is around 0.95%. That’s an increase in the average spend of 10p.
Thats not making anyone switch to buying their bottle of wine at Tesco
Says here it could be as high as 3.5%?
UK Card Processing Fees & Rates 2024 – with Calculator
You can expect to pay from 1.5% to 3.5% with each card payment - our free calculator helps you understand merchant rates from top providers.startups.co.uk
You saw the word average right?Says here it could be as high as 3.5%?
UK Card Processing Fees & Rates 2024 – with Calculator
You can expect to pay from 1.5% to 3.5% with each card payment - our free calculator helps you understand merchant rates from top providers.startups.co.uk
Beat me too itYou would think shop owners would research though.
Even a generic, beginner thing like Sumup is 1.69% and Square is 1.75% for basic startups. If you are a shop putting loads through then you would expect a lower rate.
Beat me too it
people use these at farmers markets selling $1 avocados
but selling to a market more likely to carry card / smartphone than cash
No reason why they couldn't whack them in a corner shop.
If anything, they would get better rates.
Just had a look at the website that Grendel linked
so there is a per transaction fee of up to 3.5%
ongoing service charge
an authorisation fee of 1-3p per sale
merchant services fees of up to 0.35%
other items are chargeable on top
Margins are pretty tight in retail and if you've got plenty of people using your local shop paying cash, you're not going to increase charges just for those people who want to pay by card
“Up to”Just had a look at the website that Grendel linked
so there is a per transaction fee of up to 3.5%
ongoing service charge
an authorisation fee of 1-3p per sale
merchant services fees of up to 0.35%
other items are chargeable on top
Margins are pretty tight in retail and if you've got plenty of people using your local shop paying cash, you're not going to increase charges just for those people who want to pay by card
“Up to”
“As high as”
Or just use square at 1.6%-1.9%
The whole point is that plenty of people don’t use cash…just do the maths and average it out. Let’s be honest it’s for people who don’t want to pay tax isn’t itcan we just say it how it is and not pretend that adding 20p to your bottle of Rose is the issue
Just had a look at the website that Grendel linked
so there is a per transaction fee of up to 3.5%
ongoing service charge
an authorisation fee of 1-3p per sale
merchant services fees of up to 0.35%
other items are chargeable on top
Margins are pretty tight in retail and if you've got plenty of people using your local shop paying cash, you're not going to increase charges just for those people who want to pay by card
A lot of businesses insist on cash not just for that
Why not? Loads of places used to add 20p for card payments and I was fine with that, if I really wanted the cheaper price I could go to the cash point.
Womens football transfers creeping into transfer deadline day, no one gives a flying fuck, now piss off and get your own show, see how many people watch that!
Correct! It annoys me when people misquote that saying!The love of money is the root of all evil.
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Indeed.Correct! It annoys me when people misquote that saying!
Sorry!My utter contempt for middle lane drivers reached peak ‘ram the cunts off the road’ level this evening when after coming through the M6 toll on my way back to Cov I was met with pretty much three clear lanes apart from one utter bellend bang in the middle lane doing about 60………..and to top it off he had his fucking fog light on!!!
not sure why they can't run separate feeds or make it obvious. been caught out with things like 'Man Utd make world record bid' and I'm thinking I've never heard of this player then it turns out its for the women's teamWomens football transfers creeping into transfer deadline day, no one gives a flying fuck, now piss off and get your own show, see how many people watch that!
was at the NEC tonight and the bootleg t-shirt sellers were taking card paymentspeople use these at farmers markets selling $1 avocados
I have to say i had to chuckle when finding out that the world record transfer fee in the women's game was £400,000! Kevin Keegan was sold from Liverpool to SV Hamburg in 1977 for £500,000 (which was reportedly what Arsenal wanted to pay Manure Women - to avoid any confusion - for Russo). So that means the women's game is officially 45 years behind in value terms. And they want to be paid equal wages???not sure why they can't run separate feeds or make it obvious. been caught out with things like 'Man Utd make world record bid' and I'm thinking I've never heard of this player then it turns out its for the women's team
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