Things that annoy you (40 Viewers)

[shmmeee]

Can I get money back that would go towards it?

Think I'll need to look into health insurance to be honest.

That’s not how taxes work. Just like you can’t claim pension spending back cos you’re not a pensioner or education spending cos you’ve got no kids.

Don’t think insurance will cover pre existing conditions (which I assume you’ve got if you’re already at this stage), you’d probably have to pay for whatever it costs. Dunno though, I’ve never really looked into it, though my new job gives me some cover so I might if it comes to it.

 

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[Nick]

Isn't pre-existing if it takes 10 months to get a referral appointment

Yeah I had it through a previous job and it was really good, well worth the contribution I made.

I know it's not how they work but would be interesting if it was an option.

 

[Deleted member 5849]

I know it's not how they work but would be interesting if it was an option.

It'd mean we were leaving poorer people to die - I wouldn't call that interesting!

 

[fernandopartridge]

All the private health insurance enthusiasts will love it until they need it for anything other than very basic elective care

 

[dutchman]

Don’t think insurance will cover pre existing conditions (which I assume you’ve got if you’re already at this stage), you’d probably have to pay for whatever it costs.

Not for a private individual but they may do for those in a group scheme?

 

[robbiekeane]

NHS

"Protect the NHS"

Get to fuck. It's useless.

Got an appointment but it's ok it's October 2023.

Have to sort it myself again. Wish it was possible to opt out sometimes.

Bro respectfully you have no fucking idea how lucky you are

 

[Sbarcher]

Just recovering from a new hip. 10 weeks from referral to the operating table. It should have been 5 weeks but original op day got cancelled at last minute. Fantastic service fro Oxford Health Trust.
Nick, you are free to check if there are quicker routes at other Health Trusts, you do not have to stick with your local authority.

 

[shmmeee]

Also to add, I had a specialist referral end of last year that gave me Sept 23 as the earliest appointment then got a call in April this year saying they could move it up.

 

[Nick]

Bro respectfully you have no fucking idea how lucky you are

The only luck I have sort of had so far is that I have worked fucking hard to scrape some extra money together to sort issues myself previously.

Don't doubt for some people the NHS is a lifesaver (literally) but if you're in between dying and "have some anti biotics" then you're on your own. (in my experience and people close to me, anyway)

 

[Nick]

Just recovering from a new hip. 10 weeks from referral to the operating table. It should have been 5 weeks but original op day got cancelled at last minute. Fantastic service fro Oxford Health Trust.
Nick, you are free to check if there are quicker routes at other Health Trusts, you do not have to stick with your local authority.

Ohhhh how do you use the referral to look for appointments at other Trusts?

 

[shmmeee]

Ohhhh how do you use the referral to look for appointments at other Trusts?

Have you got the online booking thing? That’s where I could choose

 

[Nick]

Have you got the online booking thing? That’s where I could choose

Yeah I did that and it only gave me the option for Cov after I put the passcode etc etc in. Then it said no appointments to pick, so they send a letter.

 

[shmmeee]

Yeah I did that and it only gave me the option for Cov after I put the passcode etc etc in. Then it said no appointments to pick, so they send a letter.

Huh. I remember getting at least Nuneaton and UHCW options.

 

[Sbarcher]

Ohhhh how do you use the referral to look for appointments at other Trusts?

Your choices in the NHS

Find out about your right to choose where you have your NHS treatment.

www.nhs.uk

The other option is to go private for just the referral, this often helps to "grease" the waiting time for any treatment.

 

[robbiekeane]

The only luck I have sort of had so far is that I have worked fucking hard to scrape some extra money together to sort issues myself previously.

Don't doubt for some people the NHS is a lifesaver (literally) but if you're in between dying and "have some anti biotics" then you're on your own. (in my experience and people close to me, anyway)

The luck you have had is that you were born in a country that has national healthcare. You’ve never had to worry about paying for drugs, doctors visits/appointments, your partner giving birth, and generally getting old.

It has its problems for sure and in recent years it’s underfunded but “fuck the NHS” or whatever, mental and narrow minded

 

[robbiekeane]

Hope you’re okay and it gets sorted anyway. I think this is just a rant thread

 

[Nick]

The luck you have had is that you were born in a country that has national healthcare. You’ve never had to worry about paying for drugs, doctors visits/appointments, your partner giving birth, and generally getting old.

It has its problems for sure and in recent years it’s underfunded but “fuck the NHS” or whatever, mental and narrow minded

Don't get free drugs sadly.

Maybe if I had different circumstances and knew how to milk it and play the game I might think different.

 

[robbiekeane]

Don't get free drugs sadly.

Maybe if I had different circumstances and knew how to milk it and play the game I might think different.

I didn’t say free, I just said worry about paying for them. The poorest people get them free and others pay a minimal fee as they are heavily heavily subsidised

take a look at drug prices in the US

 

[Nick]

I didn’t say free, I just said worry about paying for them. The poorest people get them free and others pay a minimal fee as they are heavily heavily subsidised

take a look at drug prices in the US

This is what I mean. If I knew how to milk it I'd be in there getting 35p painkillers for free (Thats a joke...)

 

[Nick]

I didn’t say free, I just said worry about paying for them. The poorest people get them free and others pay a minimal fee as they are heavily heavily subsidised

take a look at drug prices in the US

Genuine question, how does tax etc work in the US?

Just did a quick calculator online and the tax difference is huge between what I pay here and what I'd pay there.

 

[robbiekeane]

Genuine question, how does tax etc work in the US?

Just did a quick calculator online and the tax difference is huge between what I pay here and what I'd pay there.

The tax rate is extremely low because they’re a much lower levels of welfare for people, and a fully privatised healthcare system. Salaries are significantly higher for a similar reason as well as the fact you don’t have mandatory employee benefits (e.g. mandatory pension contributions and amount of holiday per year is very different). Massive income inequality too which is great if you have a good job, not so much if you’re stuck at the other end.

I sort of think of it like if everyone was a contractor rather than an employee. In the UK you earn a tonne if you’re a contractor but get none of the benefits etc.

One of the issues with the UK at the minute is that people want US levels of taxation with European levels of welfare and those things don’t add up

 

[Terry_dactyl]

The tax rate is extremely low because they’re a much lower levels of welfare for people, and a fully privatised healthcare system. Salaries are significantly higher for a similar reason as well as the fact you don’t have mandatory employee benefits (e.g. mandatory pension contributions and amount of holiday per year is very different). Massive income inequality too which is great if you have a good job, not so much if you’re stuck at the other end.

I sort of think of it like if everyone was a contractor rather than an employee. In the UK you earn a tonne if you’re a contractor but get none of the benefits etc.

One of the issues with the UK at the minute is that people want US levels of taxation with European levels of welfare and those things don’t add up

In terms of tax/welfare in the US I’ve always thought that they do essentially pay the equivalent amounts in taxes, just to insurance companies. I guess the difference is they can choose whether to pay health insurance or not?

 

[shmmeee]

On healthcare the Yanks pay way more than anyone else:

 

[robbiekeane]

In terms of tax/welfare in the US I’ve always thought that they do essentially pay the equivalent amounts in taxes, just to insurance companies. I guess the difference is they can choose whether to pay health insurance or not?

No, they pay less overall in taxes because there’s very little welfare, health insurance is tied to your employer and almost unaffordable on its own (I.e. if not provided by your employer). Don’t get me wrong it’s not Switzerland, but it’s definitely a lot less than UK.

Everywhere you look responsibility for everything is given back to the individual.

Road tolls is a good one - tolls absolutely everywhere so if you use it you pay, if you don’t you don’t.

Tax returns - most employers “deduct” tax as you earn it but it’s only an estimate, you then have to file a big ass tax return every year. Your responsibility. Need some help? Pay someone to help you. Get it wrong? Go to jail lol

 

[chiefdave]

I didn’t say free, I just said worry about paying for them. The poorest people get them free and others pay a minimal fee as they are heavily heavily subsidised

And if you need a shit ton of medication like I do at the moment you can pay a monthly fee which is about a tenner a month that covers as many prescriptions as you need

I don't know how anyone looks at the US and thinks that's what we should aspire to in terms of healthcare

 

[shmmeee]

And if you need a shit ton of medication like I do at the moment you can pay a monthly fee which is about a tenner a month that covers as many prescriptions as you need

I don't know how anyone looks at the US and thinks that's what we should aspire to in terms of healthcare

Yeah the missus is on more pills than Pac-Man and reckons even in the Netherlands she’d be massively out of pocket compared to here.

 

[thekidfromstrettoncamp]

Yeah the missus is on more pills than Pac-Man and reckons even in the Netherlands she’d be massively out of pocket compared to here.

Said before on here chemist shuts when I get mine(He has had a great day )So greatful i'am the wrong side of sixty in getting my drugs

 

[JAM See]

The tax rate is extremely low because they’re a much lower levels of welfare for people, and a fully privatised healthcare system. Salaries are significantly higher for a similar reason as well as the fact you don’t have mandatory employee benefits (e.g. mandatory pension contributions and amount of holiday per year is very different). Massive income inequality too which is great if you have a good job, not so much if you’re stuck at the other end.

I sort of think of it like if everyone was a contractor rather than an employee. In the UK you earn a tonne if you’re a contractor but get none of the benefits etc.

One of the issues with the UK at the minute is that people want US levels of taxation with European levels of welfare and those things don’t add up

I used to work with a bloke who came over from the USA.

He said that tax was less, but after healthcare costs the UK was cheaper for him.

He didn't pay the maximum, so if him or a family member got cancer or some other similar disease, he was basically fucked.

 

[thekidfromstrettoncamp]

My current moan is the length of time to complete roadworks . The bridge at Ansty and the triple four from griff island come to mind.I've seen complete by passes built included bridges in less time.

 

[shmmeee]

Online delivery.

Bought some boots online. They’ve arrived, really smart, but they’ve sent a size bigger than I ordered. No worries just send them back and order again, except now my size is out of stock And they seem to be out of stock everywhere.

 

[Nick]

My current moan is the length of time to complete roadworks . The bridge at Ansty and the triple four from griff island come to mind.I've seen complete by passes built included bridges in less time.

Is that bridge still broken?

 

[JAM See]

My current moan is the length of time to complete roadworks . The bridge at Ansty and the triple four from griff island come to mind.I've seen complete by passes built included bridges in less time.

I know. It's really frustrating.

Look at them Quatari's, they can throw up a whole world cup infrastructure in no time.

There was a few casualties along the way mind, but hey ho. They got things done.

 

[Bugsy]

Online delivery.

Bought some boots online. They’ve arrived, really smart, but they’ve sent a size bigger than I ordered. No worries just send them back and order again, except now my size is out of stock And they seem to be out of stock everywhere.

Quick fix...
Wear some football socks with them

 

[Deleted member 9744]

In terms of tax/welfare in the US I’ve always thought that they do essentially pay the equivalent amounts in taxes, just to insurance companies. I guess the difference is they can choose whether to pay health insurance or not?

It's not a choice for many, as it's not affordable.

Most US doctors are very critical of their system because the effect is that a large proportion of the population have no access to health care except emergency care. So this means that people either wait until it is too late or clog up emergency care unnecessarily. It is a terrible system and they are very envious of the NHS and European systems.

Also many people find their insurance doesn't cover them when they seek treatment. The insurance companies won't insure people with serious health conditions unless they pay massively. We really do not want a US type system here.

If you go to the US don't get unwell.

 

[JAM See]

Cats!

Horrible cunts.

I now have to deal with a live finch with a broken wing because her cat presented it to the family as some sort of trophy.